January 15, 2013

A Quick List of Free Things My Family Has Done So Far in 2013

We went ice skating as a family during a free skating day at the local ice skating rink. We found out about this because we watch the local community calendar. We played several board games among the ones already sitting on our shelves. […]

The Rule of Reciprocation: An Introduction

Give and you shall receive. This Biblical saying has been well-used and mis-used so many times that I’m sure no one could count. I grew up in a very conservative Baptist household and, while I don’t think we always gave a flat 10%, giving was a constant, even in our poorest times. We did receive, too; my father was a missionary, and for many years we lived from the tithes of others. […]

Consumer Protection Laws for Gift Cards

Now that the holiday season is over, you have a chance to look through your spoils. Chances are that you probably received a gift card or two. I received a few gift cards, and gave gift cards as well. You do have to be careful with gift cards, though. […]

Some Thoughts on “Expected Value”

In the middle of last year, I wrote an article on playing the lottery in which I talked about the “expected value” of winning a lottery ticket. In that article, I gave an example of a typical Powerball jackpot and spelled out how the average return you would get on a $1 lottery ticket is $0.36. The idea of “expected value” isn’t a new one to me. […]

5 Ways To Help Save An Extra $1,000 This Year

Are you looking for ways to save an extra $1,000 this year? You are not alone. Millions of Americans are trying to save more money in these difficult financial times, and if you’ve tried saving money before, you understand how difficult it can be. Thankfully, you don’t necessarily need to find large chunks of savings to get to your thousand dollar goal. […]

6 Ways to Get Yourself Off to a Financially Fit New Year

David Bakke is a contributor for MoneyCrashers.com, where he shares tips for reaching your long-term financial goals and keeping your New Year’s resolutions. With the New Year already upon us, now is the time to make some changes in your personal finances. You may very well face a tax increase in the near future, and with a continuously slumping economy, you can never be too careful. […]

Dealing With Clutter In An Effort To Simplify

Simplify.  Everything. That’s my goal for 2013.  To that end, here’s what I have done – so far. Using an old nightstand, I created a charging-station for our cell phones, iPads and Kindles.  Basically, I drilled two holes through the back of the nightstand and then snaked the charging-cords through those holes.  Now, we can plug in our devices, place them in the nightstand drawers, and they are h […]

Ask the Readers: How Do You Prioritize Your Savings Goals?

Everyone is always trying to save money for at least a couple goals. Whether it's an emergency fund, retirement, a car, a house, your kid's college fund, or that dream vacation you want to take, chances are you have savings goals of your own. […]

Up Before the Roosters: Becoming an Early Riser

One of the goals I contemplate for myself on a near weekly basis is rising earlier every day. As a person who works from home and knows what damage slumps can do to motivation and productivity, I’ve wanted to create a better way to do things. […]

50 Fabulous Carrot Recipes

Available at warehouse stores in 10-pound bags for less than a dollar per pound, this root vegetable provides one of the easiest ways to purchase organic groceries on a budget. Even conventional carrots are a money-saving staple food to be taken seriously. They can be used to create a variety of soups, desserts, side dishes, beverages, and, of course, salads. […]

In defense of passion (with the help of reason)

“Nothing great in the world has ever been accomplished without passion.” -Hegel Last week, GRS published an article by April Dykman that presented some ideas by Ramit Sethi and Cal Newport about how “follow your passion” is bad career advice and what to do about it. Sure, I guess. “Follow your passion” is bad advice. For one thing, it’s terribly simplistic. […]

Best Money Tips: Ideas to Save on Your Morning Coffee

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on ideas to save on your morning coffee, how to know if your job is in jeopardy, and cutting your restaurant bill. Top 5 Articles 7 Ideas To Save On Your Morning Coffee — To save money on your morning coffee, buy a coffeemaker. […]

Where to Find Missing Socks

For years, especially when my children were younger, I had little time to chase down lost socks. So, in progressive order, I kept a bag, a basket, and a drawer designated for singles. Every few months, or more frequently if I had a new batch of missing mates, I would sort through the socks looking for matches. (See also: 9 Ways to Help Your Clothes Last Longer) Occasionally, this approach worked. […]

We Bought Property #2

Last month I gave you all details on the first property I purchased and I will provide an update on it when we get to a point it's worthy of one (we are on the verge of renting both of the houses now and the final costs should be settling out, so once that's done, I'll provide specifics.) But in the meantime, I've been busy on the shopping front and have purchased two 4-unit buildings as shown her […]

The money question you don’t want your spouse to ask

My wife and I have been married almost eleven years, and I wouldn’t change it for the world. Nonetheless, even though we’ve been sharing our finances that long, getting it right is still a work in progress.  We’re on board with our personal finance plan and all that, but we are still learning how to work together with our finances.The one question that we don’t want to be asking each other: You sp […]