January 17, 2013

Putting Money in Its Place

We’re now a couple of weeks into the New Year and I have to admit that I have mixed feelings about New Year’s resolutions. That being said, resolutions provide us with a framework for putting our personal finances in the right perspective. Call it putting money in its place. It’s probably being a long-time gym member that has given me a dim view of New Year’s resolutions. […]

Untangling Emotions from Purchases

It’s almost impossible right now to avoid hearing about the issue of gun control. It’s all over the news. It seems to be the topic of discussion on every messageboard I read.I don’t really have any stances worth sharing on the issue, and I have no interest in discussing the politics or personal rights of the controversy. […]

Are Your Wages Keeping Pace with Inflation?

For years, wages have been in a state of general stagnation. Even as inflation continues, wages haven’t been rising to keep pace in most cases. […]

Saving Money on Winter Energy Bills

As a budget conscious consumer, you might be wondering how you can save money on your energy bills this winter. There are a variety of methods that you can use to save money on your energy bill and with a little creativity you can do it. What does it take to succeed? […]

Calvin December 2012 Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. Calvin is in his early 40s, earning a salary of $120,000 plus bonus as an IT project manager in New Jersey. […]

Reader Mailbag: Child Names

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Dictation software 2. Private school worth it? 3. Switching houses to avoid mortgage 4. Home exercise routine? 5. Weather compromise in Iowa? 6. Angry about money 7. Currency exchange thoughts 8. Family screen saver 9. […]

Side Gig Thurdays: Gene & Wife: Limousine Services

One of the fun things about doing these Side Gig Thursdays is that you meet a lot of interesting people who have such surprising side gigs. We learned about how Michael runs a small vending machine empire, how Mary helps people prepare their resumes, and how Danny supplements his income as a magician and balloon twister. […]

13 Benefits of Being a Night Owl

Though our culture seems to esteem the morning person (“The early bird catches the worm” and "Early to bed, early to rise, makes a man healthy, wealthy, and wise"), there are distinct benefits to being a night person. Sure, we may not be able to participate regularly in a pre-dawn fitness boot camp or arrive first at the office every single day. But when 8 p.m. […]

The Digital Detox: How and Why to Do It

I'm living in a household with a teenage girl, who, due to recent transgressions, was punished by losing her iPhone, computer, and any other device that she can get online with. She’s not adapting well. Losing her connectivity meant losing her lifeline to thousands of online “friends” who were audience to her random 140-character musings. […]

Best Money Tips: Winning Ways to Build Passive Income

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on building a passive income, getting your financial house in shape, and researching your potential house before you buy a home. Top 5 Articles 9 Winning Ways to Build Passive Income — If you want to build a passive income, consider starting a website and earning money from ad sales. […]

My New Year’s resolution: lowering the bar for happiness

A blog to which I contribute recently won a contest, and upon finding out, my boyfriend suggested that we celebrate. “Oh, no, it’s not a huge deal,” I told him. “It was just a small contest.” He responded, “But if you wouldn’t have won, you’d be upset, right?” “Yeah,” I admitted. “So why not be happy now?” My friends, I have set the bar for happiness way too high. […]

Crowdtilt: An Easier Way to Share the Cost of a Group Event

If you've ever been stuck with the bill for a group gift, tried collecting money from friends in a fantasy sports league, or passed the hat to get more money for beer at a tailgate party, then you know the feeling of being stiffed. […]

Top 10 Free Money Finance Excerpts of 2012

I run quite a few book excerpts here at Free Money Finance. I like them because they are basically well-written guest posts. I work with authors and/or publishers to select pieces I think FMF readers will like, share what they have to say, and then you all decide whether or not you want to buy the book or pick it up at the library. […]