January 21, 2013

The Pros and Cons of Co-signing a Loan

There are many situations where you might find yourself being asked to co-sign a loan. Often such a request can arise in the context of a personal relationship. […]

Create a Five Year Plan

Sometimes, it makes sense to plan for more beyond just this year. New Years Resolutions are fine, but what is your plan beyond this year? Creating a five year plan can help you figure out how to get on track with what’s most important to you over an intermediate stretch of time. […]

Reader Mailbag: Ingress

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Board game suggestions 2. Starting a babysitting exchange 3. Retirement savings questions 4. Online dating worries 5. Dutch oven versus crock pot 6. Starting out with home brewing 7. New car after accident? 8. […]

Are Investing & Retirement Newsletters Worth It?

For years, my retirement portfolios have been on autopilot. I set the allocation, rebalanced every year, and just let time work its magic for me. I didn’t do much in the way of analyzing investments because when you’re just starting out, the time it takes to do all that reading won’t translate into significant gains because your war chest is so small. […]

Be on the Lookout for Credit Card Checkout Fees

Would you pay a fee to use your credit card? I don't even need a nanosecond to answer this. My response is: No freakin' way. Here's why I'm asking the question. Last summer, there was an antitrust settlement between merchants and Visa, MasterCard, and big banks about credit card interchange fees. […]

25 Reasons Why It's Good to Know Your Neighbors

Are you the kind of person who passes by the neighbors without so much as a wave or nod? Be warned, you may regret it when you need a helping hand. To help convince you to be a better neighbor — and go out of way to be nice to yours, even — here are 25 reasons why it’s good to know the folks who live next door, down the street, and around the corner. […]

Best Money Tips: Smart Ways to Spend $1,000

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on smart ways to spend $1,000, grow your career while giving back, and useful things you can always find at Goodwill. Top 5 Articles 30 Smart Ways to Spend $1,000 — If you have an extra $1000, consider opening a Roth IRA. […]

Make more money as a subject matter expert

I spend a lot of time working. I have my day job, first of all. I also have a demanding side hustle in addition to writing here. I’ve spent most of my working life like this. I like working and learning something new, but the main reason I seek employment is because making more money gives me choices. I can pay off debt, save for home improvement projects or add to our retirement accounts. […]

How to NOT Get What You Want From Customer Service

Everyone has a bad customer service experience to tell. Whether it's poor service at a restaurant, a rude salesperson, or a product that has broken only days after purchase, chances are a transaction or two hasn't gone as well as you would have liked. But how to solve the problem? The simple solution is to stop doing business with the company. […]

Reader Profile: Mom and Dad

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]