January 22, 2013

10 Awesome Jobs for People Who Want to Work From Home

Many people dream of working from home because of perks like not having to commute and being able to work in your pajamas. The good news is we're seeing more and more jobs that give people the privilege of working from home. Although there are stereotypical contract admin or call-center jobs that let you work from home, there are plenty of other at-home jobs that are way more fun. […]

The First Steps Toward Passive Income

Before we even get started on this topic, let’s back up and look at what passive income is.I’ve seen a lot of different definitions out there, but I define passive income as being any income derived from an initial investment of time, effort, money, or ideas without additional input of time, effort, money, or ideas.So, for example, a published book (once you’ve finished the main promotional work) […]

Will a low appraisal wreck your refi?

The 30-year fixed mortgage rate keeps getting lower and lower, making it a great time to refinance your mortgage and cut your monthly payment. But as Pat Esswein, associate editor of Kiplinger’s Personal Finance magazine, reports, homeowners have to clear a few hurdles before they can refinance. One of those hurdles is the appraisal, which determines the value the bank will assign to your home. […]

Do You Need an Accountant to Do Your Taxes?

When it comes to tax preparation, it can be tempting to just do it yourself with the help of some sort of tax software. However, as your taxes become increasingly complex, it might make sense to hire an accountant to help you sort through your taxes. Back in the days when I had a sole proprietorship and no investments to speak of, I did my own taxes. […]

8 Rules for Borrowing Money From Friends and Family

I’ve written about lending money to friends and family. I addressed this topic a few years ago because as my personal financial situation improved, I was in a position to help. Not so long before that time in my life, however, I was in the opposite situation. I didn’t have my financial situation stabilized, and I was more likely to be in a position of need rather than a position of giving. […]

JW December 2012 Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. JW is thirty-one years old and a father of one with another one on the way within a month. […]

Three Items That Have Saved Me Money Quite Quickly

Let’s face it – there are a lot of items out there on the market that claim to save you money, but either don’t actually do what they claim or don’t actually provide the savings they’re promoting.Here, I’m going to tell you about three things I’ve tried in the past several months that have actually exceeded my expectations, saving me money in the long run and also working exactly as promoted.LED b […]

Factor In Closing Costs When Buying a Home

Buying a home is usually one of the biggest financial decisions you’ll make in your lifetime, but what many new homebuyers overlook are closing costs. Closing costs are funds, in addition to a loan down payment, paid at settlement. […]

Presidential Pay

Did you know that President Barack Obama is the lowest paid President in the history of the United States of America? This is, historically, how much the President has been paid: Sept 1789 – Mar 1873: $25,000 Mar 1873 – Mar 1909: $50,000 Mar 1909 – Jan 1949: $75,000 Jan 1949 – Jan 1969: $100,000 Jan 1969 – Jan 2001: $200,000 Jan 2001 Onward: $400,000 You might see that list and say – “Hey Jim, y […]

Ask the Readers: How Do You Save on Entertainment?

Most people factor entertainment into their budget. Whether it's heading to the movies, going to a concert, or hosting a party, we all need some room in our budget to keep us entertained! However, sometimes entertainment can be a bit costly, so it's important to find ways to keep costs down! How do you save on entertainment? Do you take advantage of free admission days at local zoos or museums? […]

Almost 40 Everyday Things You Can Wash in the Dishwasher

My normally mild-mannered friend recently had an apoplectic fit when his dishwasher broke. “Aren’t you being just a little dramatic about this?” I asked him. “You live alone and you rarely cook. […]

Best Money Tips: Saving on Winter Energy Bills

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on saving on winter energy bills, turning a hobby into income, and things your kids need to know about money. Top 5 Articles Saving Money on Winter Energy Bills — To save money on your winter energy bills, open your curtains. […]

What Helped You Become Financially Aware?

We all know people who, while being fantastic and otherwise brilliant human beings, just aren’t good with money. For whatever reason, they haven’t embraced a financially-responsible lifestyle and are anything but strategic about saving. It’s as if these folks missed the Money Management 101 curriculum that echoes in the back of our own minds. […]

Board Games: Stretching Your Entertainment Dollar

Timidly, I pulled out my debit card and grimaced as the cashier rung up the purchase. I handed it to her, watching as she swiped it for $42, worried that I’d made a mistake thinking that buying Settlers of Catan at full retail price was a great idea. I had been introduced to the game at a writer’s retreat and the lightbulb had gone off. This will solve all my problems! […]

4 Reasons Why Successful Investors Choose Dividend Investing

The following is a guest post from Mike, MBA and author of The Dividend Guy Blog where he writes about dividend investing. He is also the author of the book Dividend Growth: Freedom Through Passive Income US Edition. “You can make a lot of money from the stock market.” I’m sure you’ve heard something similar to this in your lifetime. […]

Purchasing from secondhand places is a calculated risk?

One of the most visited posts on Mighty Bargain Hunter is my post on seven ways to conquer Chuck E. Cheese.  It was hit up on The Consumerist a few years ago.  And just a week ago it was hit up again, but this time by the Frugal Reddit. The point that’s been the center of discussion is my suggestion that you can save money by buying Chuck E. […]