January 25, 2013

Online Buying, Impulse Control, and Amazon.com

Recently, I listened to a story on NPR (for the life of me, I can’t find a link to it on their website) where developers at Amazon.com were discussing their goal in shaving seconds off of the time it takes for a person to come to their site with a desire in their head and to have purchased that item. For them, the goal is thirty seconds.Think about that for a second. […]

LastDollar December 2012 Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. […]

Adding Flex to a Budget

When Sarah and I first started our financial recovery, we tried out several different budgeting tactics.We made up a very detailed budget in a spreadsheet. We split up our expenses into several different specific categories and then, whenever there was an expense, we noted which category it came from.We tried an “envelope” system. […]

Your Take: Do You Get a Flu Shots?

I get a flu shot every year. I visit my doctor, pay my $10-15 or whatever it is, and get my shot in the arm. In some years, out of convenience, I get it at Costco or some other place, but generally it’s with my regular doctor and it’s not really a big deal. […]

15 Refreshing Ways to Use Mint

As far as herbs go, peppermint is wholly underused in my humble opinion. But recently I’ve started picking up the herb when I stock up on the usual suspects for my fridge, like basil, rosemary, and cilantro, and I have to admit that I’m totally stoked by all the applications mint has. Primarily I use it to make a water-based metabolism-boosting drink that also features lemon and fresh ginger. […]

Best Money Tips: Tighten Your Budget and Still Have Fun

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on how to tighten your budget and still have fun, why hiring managers haven't called back, and borrowing money from family. Top 5 Articles How to Tighten Your Budget and Still Have Fun — Tighten your budget and still have fun by taking advantage of happy hours. […]

Ask the Readers: Is credit monitoring worth the money?

Reader Bryce wrote to us this week with this question for the readers: “What are your thoughts on companies like freecreditreport.com, where they charge $16.95/month to have access to your Experian credit report? […]

How to Choose a Credit Card

As the economy continues its slow recovery, credit card issuers are ready to start enticing consumers with the promise of great terms and easy money. The Federal Reserve and J.D. […]

Education, Occupation, Gender, Race, and Earnings

Ever wonder where your earnings stack up vs. those of a typical American? Well, wonder no more… CNN/Money has compiled an interesting set of earnings statistics from BLS data. For starters, the median weekly income for in the United States for “wage and salary workers” in 2012 was $775. That works out to $40,300/year. Is that more or less than you expected? […]

Reader Profile: JP

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]