January 29, 2013

How to Throw a Super Bowl Party on a Budget

It’s that time of year again. Are you ready for the Big Game? Wait, are you hesitating because you’re a little tight on cash this year? No need to worry because hosting a Super Bowl party doesn’t have to be a budget buster. Here are 10 tips that will help you save money on your Super Bowl party. 1. Lose The Decorations Have you ever gone to a Super Bowl party to look at the decor? Of course not! […]

How to Replace Your Computer Inexpensively

For most of us, the desire to replace our computer comes about due to one of two things. Either there’s a hardware failure or there’s a need to run some application that doesn’t run well on our older computer.In either case, I’ve found myself in a position to replace my computer twice since I’ve owned my own. […]

What Lessons Did You Learn from Your First Job?

When I turned 16, I got a job as a cashier at a local craft store. This high school job taught me quite a few things about life, including that I wasn’t exactly cut out for a “traditional” job. The first job you have leaves an impression, whether it was a summer job, or whether it was working in your parents’ business or whether it was something you did after school for three years straight. […]

A (Former) Insider’s Guide to Choosing an Investment Manager

Managing your own investments is hard, time-consuming work, so many people choose to delegate the task to a professional investment manager. Some do this via mutual funds, while others have a separately-managed portfolio. In either case, the challenge is that choosing a good investment manager can be as confusing – and as risky – as picking your own investments. […]

Zero Percent Balance Transfer From Discover

I dislike debt.  I loathe paying interest. I recently managed to lower the interest rate on our home mortgage. With a lower rate, more of our monthly payment goes towards principal reduction and eliminating our mortgage. When were digging our way out of credit card debt, we used a zero percent balance transfer to reduce the interest rate on a portion of our credit card debt. Discover recently laun […]

Five Steps to Escaping the Nightmare

Mel writes in:For the past six months, I’ve been getting letters from creditors in the mail. I don’t want to read them because the thought of facing them makes me sick to my stomach with worry and I don’t sleep well for days, so I just throw them in the trash as soon as I get them. […]

Credit Card Checkout Fees Are Here

I’m currently in California, visiting my mother, who as I mentioned in a previous article is in the hospital. While articles this week will likely be slow on Consumerism Commentary, one thing I won’t have to deal with while visiting family is the relaxed regulation on merchants who accept credit cards. […]

How to Be a Profitable Landlord

About eight years ago, if you were a Bargaineering reader, you were treated to a series of posts in which I talked about the home buying process. […]

Save Money When Eating Out

My wife and I have 3 kids.  We prefer to feed them home-cooked meals, but there are times when it’s fun and/or convenient to eat out.  Here are a few ways that we have learned to save money when eating out – with kids! Budget for eating out. This is critical.  Folks often underestimate how much they are going to spend on eating out – and run into problems at the end of the month.  If you are going […]

Ask the Readers: Do You Read Product Reviews Before Buying?

Making decisions on big purchases can be difficult! Many people spend lots of time researching prices, warranty info, and other relevant facts to their potential purchase. On top of that, many people take the time to read reviews on their potential purchase before actually buying an item. […]

Mike Michalowicz, ex-Toilet Paper Entrepreneur

I’ve been meaning to write about Mike Michalowicz for a while now. Last October, in a comment to an article about generalization vs. specialization, I sided with specialists and promised reader Rya that I’d soon be discussing GIANT PUMPKINS! Why? […]

How to Save Money by Going (Mostly) Meatless

Let me start by saying this — I like a big, fat steak as much the next omnivore. I like roasted chickens and sausages. And I really like bacon. My wallet doesn’t love it quite so much, however. According to the Bureau of Labor Statistics, meat makes up about 21% of the average American grocery budget, making it the most expensive category after processed foods. […]

Best Money Tips: Cheap (and Creative) Valentine's Day Ideas

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on cheap and creative Valentine's Day ideas, updating your life without emptying your wallet, and paying down debt. Top 5 Articles 30 Ridiculously Cheap (and Creative) Valentine's Day Ideas — This Valentine's Day, write a handwritten note for your sweetheart. […]

What to Put On (and Leave Off) Your Wedding Registry

In a perfect world, everyone would give you cash for your wedding. Depending on the background and traditions of your guests, however, there is a very good chance that there will be at least a few people who prefer to give a gift. In fact, when I go to weddings, I prefer to give a gift so that people can’t put a monetary value on my good wishes. […]

Help a Reader: Withdraw 401k to Pay off Debts?

Here's an email I recently received from a reader: My budget is really tight and despite slashing costs as much as possible, I still find myself gradually seeping further and further into debt each month by a couple $100s. Which of course is bad in itself but if there is a large unexpected expense, it will put me further in the hole. […]

Grocery shopping together: Smart or not so smart?

My wife and I had dental appointments this afternoon, and spent a bit of time afterwards doing some grocery shopping at Wegmans as long as we were in town.  (Combining errands is one of the good ways to save money on gas.) We both love our food, so watching how much we eat out and how much we spend on groceries is a priority as we work out our personal finance plan.  Grocery shopping is essential, […]