February 1, 2013

Rules for New Homebuyers

While cleaning out some old bookmarks, I ran across a link to one of Ron Lieber’s articles on home buying from back in 2009. In it, he discusses seven rules for first-time homebuyers. And even though the article is a few years old, it’s still relevant. Start with the basics For starters, put 20% down on your house. […]

Starting Out with an Insurmountable Debt Load

This morning, we talked about the burden of caring for parents and the “sandwich generation.” This afternoon, let’s look at the burdens of younger people.Yesterday evening, I heard a fascinating story on Marketplace about how millennials are likely to be in debt their entire lives, and take some debts to their grave.There are a pile of reasons for this, and poor decision making is just one of the […]

The Sandwich Generation and You

Recently, I read a fascinating study by the Pew Research Center indicating that somewhere around one in seven adults have simultaneously provided financial assistance to a parent aged 65 and older and to one of their own children of any age in the past year. […]

TurboTax vs. H&R Block: The Battle

As the I.R.S. is now accepting federal income tax returns, a war is intensifying. The war is between the major tax preparing companies. Intuit’s TurboTax, with its online and desktop software, and H&R Block, with its storefronts and online software, are the major opponents, and the battlefield is media, and the warriors are their advertising campaigns. […]

Your Take: Your Favorite Super Bowl 2013 Ad

By the time the next Your Take rolls around, Super Bowl ads will be a distant memory (I know it’ll only have been five days but we have short memories these days!), so we’re going to do something different. A lot of companies are now releasing their Super Bowl ads, or sneak peeks, early in an attempt to drum up buzz and anticipation. […]

Intro to 5 Super Safe Investments

We’re all looking for ways to maximize our money by earning a little interest. However, when we invest, we take on a certain amount of risk. The more risk we take on, the higher the potential return. If you want some returns, but aren’t interested in taking on a great deal of risk, there are some investments that are considered a little safer than others. […]

What to Buy, and Avoid Buying, in February

It's February, and in many parts of the country the weather is miserable. There's snow, ice, sleet, slick roads, and backed-up traffic for miles. It's not exactly ideal conditions to hunt for bargains. But if you know you need one of the items on the list below, you could get a real steal if you weather the storm. […]

Best Money Tips: Businesses You Can Start Online

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on businesses you can start online, saving money at the drug store, and principles for growing wealth. Top 5 Articles 6 Businesses You Can Start Online — Want to start a business online? Consider being an internet researcher. […]

Ask the Readers: What will you give up this month to save $250?

Welcome to February! In early January, we asked people what are their savings goals this year. But reading El Nerdo’s post on Tuesday made me think about how focusing on a short-term goal could help us achieve a long-term goal. So we’ve come up a series of challenges to help us achieve some goals this year. […]

6 Reasons Cutting Your Landline Is a Bad Deal

It's a perennial item on save-money lists — cancel the landline and rely on cell phones for communications. It's also a sacrifice that I will never make if I can help it, because the security and quality I get from my landline is more than worth the small monthly fee. First, let's put the cost of a landline in perspective. Our household spends approximately $25 per month on a plan with unlimited c […]

Second-Act Career: Pet Care Services

The following excerpt is reprinted with permission from Second-Act Careers: 50+ Ways to Profit from Your Passions During Semi-Retirement by Nancy Collamer, MS, copyright © 2013. Published by Ten Speed Press, an imprint of the Crown Publishing Group. This book is a great resource for those looking to earn a second income, potentially in a new field, during retirement or early semi-retirement. […]