February 4, 2013

The Connection Between Your Receipt and Your Life

Spend a minute and think about the last several non-essential purchases you made. Maybe you bought a magazine at the grocery store. Maybe you stopped at Starbucks for a cup of coffee. […]

Anatomy of a Stock Market Cycle

Believe it or not, stocks have been enjoying a bullish run for nearly four years. In fact, the Dow topped 14,000 for the first time since 2007 and is near it’s all-time intraday high 14,198 which happened during October 2007. Of course, as I write this the markets are in retreat, and there is much hand-wringing about where the market is headed from here. […]

Fiscal Cliff Deal: Tax Benefits for Higher Education

The recent fiscal cliff deal has gotten a lot of play related to the tax increases. The fiscal cliff deal (which only addresses tax issues and not spending issues) didn’t stop the payroll tax cut from expiring, and it results in higher taxes for couples that are married filing jointly making $450,000 and singles making $400,000. However, the news isn’t all higher taxes. […]

Reader Mailbag: The Neverending To-Do List

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. 401(k) question 2. Channeling political dreams 3. Elder relative scammed 4. Rampant gambling 5. Remembering things 6. Using Roth for home purchase 7. Data backup 8. Career reboot 9. Food buying conflicts 10. […]

What to Do With Unwanted Gifts

Whew! You made it through another holiday season. If you’re like me, then spending time with your family is great but it can be a little draining (I enjoy it though – but you know how it’s a common “complaint”). I don’t come from a very big gift giving family but we do participate in some gift exchanges through work and with our friends. […]

Are You Happy With Your Bank?

Since my focus is on credit cards, I keep an eye on the banking industry. This helps me predict trends. Sometimes the trends look positive for consumers. Sometimes they don't, especially if I sense there's a new fee on the horizon. […]

7 Delayed-Spending Tricks That Help Pay Off Debt

Although I don't consider myself an impulsive spender, I dislike waiting when I am ready to buy. Still, I have learned that patience is more than a standalone virtue. Delaying a purchase for several weeks or even months can be beneficial to paying off debt. […]

Best Money Tips: How You Might Be Killing Your Car

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on how you might be killing your car, why stressing over debt isn't always necessary, and flu-fighting foods. Top 5 Articles How you might be killing your car — You might be killing your car if you aren't changing the fuel and air filters. […]

Finding money to invest (besides under the couch cushions)

When we decided that we were going to start investing more in 2013, I didn’t know where we would find the money in our budget. My personality embraces risk… as long as all our other savings goals are met and our bills are paid. So, because I wanted to have fun investing (and not lose sleep at night), I knew I could not cut our retirement contributions or our savings deposits. […]

20 Awesome Uses for Milk Crates

Before IKEA began selling faux milk crates to use as storage containers, we had to steal the real deal from our local grocery stores. Milk crates were perfect for keeping vinyl records organized; they could be turned upside down to sit on when friends came over; and they made colorful, stackable cubbies for clothing. […]

Ten tricks for reasonably-priced gifts for loved ones

Giving gifts to loved ones is one way that you can show how much you love them.  Unfortunately, pesky things like “budget” and “fear of eventual personal bankruptcy” get in the way of buying exactly you’d like for them.  Here are some tricks to getting reasonably-priced gifts for your loved ones.  (Oh, and if you check below, it’s Savings Advice contest time again!) Buy off-peak.  My wife and I h […]

Reader Profile: CA

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]