February 5, 2013

Tales of the Retireless

The woman to my right at the table was beautiful; striking smooth grey hair, an elegant style of dress that I admired and would happily have copied. At one point when I asked her to introduce herself — I was leading a workshop on promoting books through social media. It was then that I learned that she was 70 — I had assumed she was in her sixties. […]

When Can I Live Off of My Own Savings?

You’d be surprised how often I’m asked this simple question. It’s something on a lot of people’s minds, apparently. How much do I have to save up to be able to live off of my own savings? It’s impossible to come up with an exact number, but we can come up with an estimate. Figuring this out takes a little bit of math, so I’ll walk you through some of the steps. […]

Should Public Employees Go Bowling?

Whether you’re watching a twenty-four hour news channel, the local news, or national news “magazine” programs like 20/20 and 60 Minutes, the program directors need to be concerned about ratings. Television ratings are everything to those who work in this industry. If you can’t get an audience to watch a program, there are no eyes for potential advertisers to reach. […]

Are You Really Prepared for the Costs of Retirement?

For most of us, retirement is a nebulous concept. Retirement might be 20, 30, or even 40 years down the road. Our human minds have a hard time looking ahead so far, and truly grasping the implications. Even harder for us to imagine is the fact that we may need to ensure that our money lasts an additional 30 to 40 years into the future. […]

Saving Money on Valentine’s Day

7 Tips To Save Money On Valentine’s Day Are you on a tight budget this year? Do you think it means you have to forgo having a romantic Valentine’s Day? Think again. You can create a memorable time for you and your loved this Valentine’s Day, all without breaking the bank. After all, sometimes the most romantic things you can do don’t involve expensive dinners, lavish gifts, or big plans. […]

Five Red Flags for Bad Financial Advice

Every once in a while, I’ll find myself in an airport or somewhere else where a personal finance or investment program is on television. […]

How to Find Your Missing Money

A few years ago, I learned about how there are billions of dollars belonging to every day citizens locked away in state coffers. When bank accounts are abandoned or security deposits are unclaimed, the bank or the landlord doesn’t get to keep the cash. Most of the time, it gets sent to the state. […]

Dryer troubleshooting to save money on repairs

Major appliances save a lot of effort.  Even the hobbled energy-efficient ones are still better than nothing. It’s frustrating when things stop working, though.  I know that we take our appliances for granted, and fixing appliances that aren’t working usually becomes a top priority very quickly.  Water heaters, refrigerators, and freezers are way at the top of the list.  Clothes washers and dryers […]

Ask the Readers: How Do You Save on Valentine's Day?

Valentine's Day is right around the corner! It's time to start thinking about what to get that special someone in your life. Many people go with the traditional chocolates and red roses, while others get a little more creative in order not break the bank when Valentine's Day rolls around! How do you save on Valentine's Day? Do you make your own gifts? […]

99 Affordable Date Ideas

Going on dates doesn't always have to mean draining your wallet at fancy restaurants. There are plenty of affordable and entertaining dates you can go on with your beloved. After all, it's really the time you spend with your sweetheart that matters and not how much you're spending on the dates. […]

Tax prep costs: What’s it worth to you?

This is a guest post from Richard Barrington, the senior financial analyst at our sister site MoneyRates.com. Richard has earned the CFA designation and is a 20-year veteran of the financial industry, including having previously served for more than a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. […]

Best Money Tips: Negotiate Your Way to a Lower Cable Bill

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on negotiating a lower cable bill, brilliant uses for beer, and saving money at theme parks. Top 5 Articles How to Negotiate Your Way to a Lower Cable Bill — If you want to get a lower cable bill, remember to try to keep your expectations realistic. […]

7 Hidden Advantages to Getting Rid of Your Car

When my family moved to the San Francisco Bay Area from Chicago, we didn't bring our car. We figured we would get around to buying a new one by the end of the summer. […]

Reader Profile: RH

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]