February 7, 2013

Skip the Gym, Save the Bucks

Our younger son has been going to a gym in town with some friends. He gets in using a guest pass from one of the others. We are a little embarrassed that he’s the only one without his own membership, so I looked into the cost of joining… Unbelievable! […]

The High Cost of Low-Interest Debt

Lately, I’ve seen many emails from readers asking me whether or not I think a particular debt is “okay” now that interest rates are so low. It’s true – collateralized debt for people with good credit histories has a very low interest rate right now. […]

Capital One 360 Savings Account Review

Capital One’s decision to acquire ING Direct was a great strategic move, but the deal had a few problems. Because ING Direct’s parent company, as part of a European bail-out agreement, was required to sell ING Direct in the United States and in other global locations, and to cease using the ING Direct name, Capital One was forced to change its branding and marketing. […]

Start 2013 Off Right By Reviewing Your W-4 Exemptions

Life is rarely static and things are constantly changing from year to year and the start of 2013 serves as a great reminder. One item that is often overlooked is the W-4 IRS form. We are most familiar with this form when we start a new job as it is generally required to be completed upon hire. […]

Will You Be Surprised By Hidden Hotel Fees?

It seems straightforward. You book your hotel, and you see the cost per-night. You might even see that you will pay taxes, including state and local taxes, and possibly a room tax. What you might not see, though, are “resort fees” or other sneaky charges that some hotels are starting to add to their bills after you arrive. So you book, and when you arrive you see fees added to the bill. […]

Reader Mailbag: Old Albums

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. […]

Side Gig Thursdays: Brandon Duncombe, Audio Recording Engineer & Music Business Services

If you are one of the nearly two thousand people who liked our Bargaineering Facebook page (thank you!), then this next Side Gig Thursdays will be about someone you interact with on a regular basis. […]

25 Products You Think You Need, but Really Don’t

As someone who has worked in advertising for over 17 years, I can tell you that my industry is responsible for creating an awful lot of need. There are some things in life that we actually do need, like food, clothing, shelter, transportation, and so on. But even within those basic necessities, needs are created for things that do us no good. No one needs Adidas shoes over Nike shoes. […]

11 Ideas to Make a Small Space Seem Bigger

The winning design of a competition held by Mayor Bloomberg for the best micro-home proposal was announced recently and was chosen for its smart use of maximizing storage space and lighting. […]

Invest in success for your children for only $200

My daughter is eight.  She still kind of listens to me and thinks that I actually know something.  I know it will be all too quick before she thinks I’m extremely out of touch and don’t know which end of the wet paper bag to get out of. As children get older, though, they do like to do things with their friends, and many of these things require money.  With privilege comes responsibility — includi […]

The value of vacation

As you read this, my husband and I are just days away from a romantic, kid-free vacation in the Caribbean. Since we weren’t able to take a honeymoon, we spent the last few years saving like maniacs in order to have enough money for this special trip. We reached our savings goal in June and decided to take advantage of an early booking discount on Expedia.com. […]

Best Money Tips: Save Money During Your Morning Routine

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to save money during your morning routine, exercising for free, and staying fired-up when paying down debt. Top 5 Articles 5 Ways to Save Money During Your Morning Routine — Save money during your morning routine by unplugging any appliances you use to make breakfast after you use them. […]

eCredable: Credit Scores for Debt-Free Consumers

One of the biggest complaints that many consumers have about the credit reporting industry is that you have to use debt in order to build your credit rating. […]

Second-Act Career: Work for a Nonprofit Organization

The following excerpt is reprinted with permission from Second-Act Careers: 50+ Ways to Profit from Your Passions During Semi-Retirement by Nancy Collamer, MS, copyright © 2013. Published by Ten Speed Press, an imprint of the Crown Publishing Group. This book is a great resource for those looking to earn a second income, potentially in a new field, during retirement or early semi-retirement. […]