February 10, 2013

Working On Website

It has been several years since I changed the look of No Credit Needed. In an effort to simplify things, I have removed much of the clutter from the side-bar, changed the layout, and removed unnecessary code. I like the new green and gray color scheme. I may or may not update the header with a new graphic.  Right now, I’m digging the super-simple interface of this theme. Check the site out – and f […]

The Day of Love

This coming Thursday is Valentine’s Day, and an awful lot of couples out there are going to be spending some cash on flowers, on chocolates, on expensive dinners, and on other gifts on that day (or within a day or two of it). The entire purpose of the day is to express love for your partner and, in many ways, a romantic gift can do just that. […]

The Unfinished Shelf

Recently, I stripped all of the books off of my bookshelf in our bedroom. My wife and I each have a bookshelf in there, stuffed with books and other miscellany. […]

Great Financial Tools

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Recently the Christian Financial Alliance asked several bloggers the following question: “If you could point Christians towards one financial ‘tool’ (non-book), what would it be?” Here was my response: “Quicken. I’ve used it for years (decades, really) and LOVE it. […]

Reader Story: Teenagers and money (aka Debunking the Mom-Is-an-ATM myth)

This guest post is from Anna Weisend. Anna is a self- employed pastry chef and sugar artist with multiple streams of income, but her favorite job is the one that she doesn’t get paid for: being a mom! Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. […]

The Internet can be a trap: The high cost of free

“Free” is one of my favorite four-letter words.  There’s almost no other more powerful marketing word.  (Except perhaps “you” because people love to have people pay attention to them.) Sadly, free isn’t free.  Everything has a cost.  There’s no such thing as a free lunch.  It’s so very easy to be lured into doing someone else’s bidding by something free. Much of the Internet is the embodiment of f […]