February 11, 2013

Lower Monthly Bills Or More Long-Term Money?

Jennifer writes in: My husband and I are shopping very seriously for houses right now. We will likely be in a home by the start of the summer. I’m writing to you because we’re very unsure about the mortgage. On paper, it makes complete sense to get a fifteen year or even a ten year mortgage. We will pay far less interest over the long run that way. But then we look at our monthly bills. […]

Free Money Finance March Money Madness, Round 1, Posts 5-8

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

Don’t Forget These Documents When Preparing Your Taxes

Over the weekend, I spent some time pulling together all of our tax-related documents. While we no longer do our own taxes, I still have to spend a bit of time organizing things before dropping them off with our tax guy. For the most part, this is a straightforward process. […]

How Much Should You Spend on an Engagement Ring?

When my husband and I decided to marry, neither of us was really excited about spending a large amount of money on an engagement ring. I had a friend whose family was in jewelry wholesale, and my parents knew an old jeweler. […]

Maker’s Mark Adds Water

I’ve never had Maker’s Mark, but I do have friends who enjoy this particular brand of bourbon — or the bottles in which the bourbon is sold. With this latest piece of news, I’m wondering if the company believes the bottle is the product being sold rather than the alcohol inside. Beam, the corporate owner of Maker’s Mark, has announced it’s reducing the alcohol content to meet demand. […]

Reader Mailbag: The Innocent Man

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. […]

15 Cheap Valentine’s Day Dates

Valentine’s Day is coming up in a few days and I’m sure you have everything planned… right? Right? With the economy still on the weaker side, the responsible thing to do is for you to go out, spend a lot of money, and stimulate the economy! I’m only kidding. Valentine’s Day isn’t about spending money on your loved one, it’s about spending time with your loved one. […]

Free Books: Little Libraries That Build Community and Save You Money

One of my earliest childhood memories is standing in a parking lot in rural New Mexico with my mother, waiting for the Bookmobile to arrive. I loved the Bookmobile, which was a former delivery truck, outfitted with bookshelves. In pre-Internet days, the Bookmobile brought the outside world to towns too teeny to support their own libraries or bookstores. […]

5 Best Online Checking Accounts

The Internet provides us almost limitless choices, especially when it comes to finances. These days, you can choose to keep your money at almost any bank in the nation rather than limit yourself to the brick-and-mortar choices in your local area. If you aren’t happy with your local offerings, turn to the Internet. […]

Taxes: Don’t rush it

I was really excited about filing my taxes this year. For once, I wasn’t really in need of any pricey things for the house (though I have plenty of wants. Hello, wood stove!), and was rubbing my hands together with the thought of the emergency savings fund I’d soon have in the bank account! […]

Best Money Tips: Score a Gym Membership Deal

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on ways to score a gym membership deal, tax-savvy moves retirees can use, and how to become a "garage sale millionaire." Top 5 Articles 10 Ways to Score a Gym Membership Deal — To score a gym membership deal, negotiate and know the contract you are signing. […]

How to Create a Financial 5 Year Plan

"Most people don't plan to fail; they fail to plan." — John L. Beckley Where do you want to be five years from today, financially? My guess is that your answer probably sounds something like this — "I want to be in a better position than I am now." We all have dreams we want to pursue and goals we want to achieve. […]

Reader Profile: JW

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]