February 2013

How to Unsync Your American Express Card

American Express has been going pretty aggressively into synching cards onto platforms. I’ve already gotten a few bucks synching it to Foursquare, then my XBox Live account, for beating Halo 4 within a prescribed time limit, and most recently they’re offering a $25 American Express gift card if you sync your card with Twitter and tweet out a few things. […]

How to Do Things That Scare You

There are lots of famous quotes on the topic of facing your fears. Here's a good one. Eleanor Roosevelt once said, "You gain strength, courage, and confidence by every experience in which you really stop to look fear in the face… The danger lies in refusing to face the fear, in not daring to come to grips with it... You must make yourself succeed every time. […]

Why You Pay More at the Grocery Store (and How to Stop)

Many of us don't think too much about what we throw into our grocery carts — or how much it all costs. After all, we have to eat! But for most Americans, food makes up one of the largest expenses in the budget, right after paying for housing and transportation. […]

The most powerful ways to secure your retirement

This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. Whether you can retire, and whether your money will last after you retire, starts with a very simple maxim: spend less than you have. […]

Best Money Tips: Secrets to a Dream Retirement

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on secrets to a dream retirement, ways to use your tax refund as parents, and 12 financial tips for debt-burdened new grads. Top 5 Articles Six secrets to a dream retirement — If you want to have a dream retirement, you must take action! [CNN Money] 7 Ways to Use Your Tax Refund as Parents — Are you a parent? […]

11 Attractive Standing Desks You Can Actually Afford

Ernest Hemingway wrote at a standing desk (sometimes a very frugal DIY one). Charles Dickens wrote at one, too, and generations of architects, engineers, and draftsmen did their work at standing desks and tables. The writers claimed standing helped them find inspiration and maybe that is also true for the artists and designers. Most folks agreed that sitting was for slackers. […]

Help a Reader: What to Do with $250k

Here's an email I recently received from a reader: My spouse and I are 38 yrs old and make about $250K-300K per year.  We are very, very fortunate!  Have two kids under age 5.Here is our situation: We max out 401(k)s (currently have about $700K in non-taxable savings for retirement) Can't fund a Roth (although we have about $40K in them from when we could) We save about $5K a year in 529s […]

The “I’m Never Going to Retire” Retirement Plan

Stephen writes in: I’ve basically made the decision that I’m never going to retire. I’m going to keep working until I literally cannot work any more, at which point my physical and mental decline should be pretty steep and swift. Given that, what’s the point of saving for retirement? […]

Will You Get Your Rental Security Deposit Back?

Ah, the rental security deposit. When you rent an apartment or house, you usually have to plunk down a security deposit — just in case you skip out, or if there is major cleaning to be done, or damaged to be fixed. […]

SteveDH January 2013 Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. SteveDH is retired, and he and his wife have two grown kids. […]

Retirement savings wake-up call

My tax-advantaged retirement account from my employer offers a valuable piece of information on our annual statements. It’s the amount of monthly retirement income I can expect, given the amount I have in there now. This amount really was nothing to write home about.  (It amounts to about 6% of my gross income.)  But I’m forty, so I still have time to bolster this.  Whether or not my age group has […]

The Simple Dollar’s Education in Insurance

Up until now, I’ve only occasionally dealt with a major component of monthly finance: your insurance. If you’ve got a family, like me, you have to know how your insurance works. […]

Help a Reader: Financial Aid Charities for Dogs Needing Surgery

As the owner of an older dog, our beagle Tobey, we know how expensive surgery can be for our four legged friends. I can’t begin to imagine how difficult it is when the dogs get older and when their owners have trouble paying for their care. When I asked for readers to email me their problems, one stood out both for its length and because it was a subject we could see ourselves facing. […]

Ask the Readers: What DIY Projects Do You Do?

From car maintenance to home decor to pantry staples, DIY can be a great way to save money on services and products that you use in your everyday life. While some projects are easy for beginners to pick up, other projects are better left to professionals if you don't have the equipment, skills, or time to make it work. What DIY projects do you do? […]

How to save money on vet bills

A few years ago, a little orange cat showed up on my front porch, and I fed him. You can probably guess what happened next. Yep, he never left. But as with any “free” pet, Hans cost a lot of money. This was especially true in the beginning when we had to have him neutered and vaccinated. We also paid for a six-month supply of flea treatment. Then, Hans injured his paw. […]

The 5 Best Deals in Every Thrift Store

If you’re an avid thrift shopper like me, you know that every second-hand store has its own unique personality. Some stores are great for furniture, others for clothing; some seem to have the market cornered on books, and a few just seem to have older and more unique items than all the rest. […]

Best Money Tips: Save Money While Job Hunting

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to save while job hunting, making a budget for life after college, and saving on bathroom accessories. Top 5 Articles 6 Ways to Save Money While Job Hunting — To save money while job hunting, carpool to recruiting events with friends. […]

Student Loans: The Third Way to Ruin Your Finances

I've long said there are two ways people ruin their finances — loss of income or large uninsured expense. I've recently become aware of a third. (See also: Pre-Career Advice) The new way to ruin your finances is this — take on enough student loan debt to get a college education. This is new. […]

Marrying for Love and Money

With Valentine’s Day in the rearview mirror, I’m thinking about love. Love, and money. […]