March 11, 2013

Some Thoughts on Interest-Free Debt

Karen writes in: “I have an offer from a credit card company in which they pledge 0% interest for 15 months on a balance transfer. The way they seem to do that balance transfer is that I give them an amount and they send me a check which I then use to pay off a credit card. […]

FMF March Money Madness, Round 1, Posts 53-56

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) Today's games are brought to you by the Citi® Hilton HHonors™ Reserve Card, which offers two weekend night certificates, each good for one weekend night (standard room, double occupancy) at […]

JW February 2013 Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis, and February is “insurance month.” I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. […]

How to Get Money for a Mortgage Down Payment

Even after the recent real estate market crash, there is a fascination with homeownership. Many still see buying a home as a rite of passage — and a sign of adulthood. Whether you decide to wait on buying a home, or whether you decide that now is the time to take the plunge, you will need to save up for a down payment. For the most part, lenders are still skittish about 0% down home loans. […]

Accurate Prediction Market Intrade Shuts Down

I’ve mentioned Intrade here. Intrade, until recently, was an open prediction market. People from all over the world could place money — bet — on circumstances they expected to be true some time in the future. It was used to great effect during the recent presidential election here in the United States. […]

Reader Mailbag: Personal Project List

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Razorpit 2. Sore throat solutions 3. Credit card reward worries 4. Leaving a loyal employer 5. Investing big inheritance 6. Re-reading old books 7. Self-publishing an e-book 8. Energy bill reduction 9. […]

Being Frugal Without Giving Up Your Social Life

Whenever I write a frugality post, I get comments asking some version of, "That's fine if you're happy being a hermit in your cheap apartment, but what about people who have friends?" (See also: Not Driving Your Less Frugal Friends Crazy) I think there are three general strategies for dealing with the issues around having a social life while still being frugal. 1. […]

10 Ways to Revive Your Resolution to Exercise

The new year is already into its third month, and if you haven't yet lost weight, stopped smoking, eaten more vegetables, exercised regularly, or started to fulfill any other New Year's resolutions by now, chances are it's not going to happen. Unless. […]

Minimalist parenting: The frugal choice

This post is by staff writer Sarah Gilbert. The woman on the radio sounded panicked. She lived in Los Angeles, and because of her neighborhood (weird homeless guy on the corner; busy streets all around) she didn’t trust her kids to play outside. So she spent her time driving them to activities where they would get… physical activity. It sounded a little awful, and it sounded expensive. […]

Why Buy & Hold Works and Trading Doesn’t

Buying and selling stocks, like buying or selling anything, is fun. Buying and holding is not fun. Buying and holding for forty years is not only not fun, it’s boring. […]

Best Money Tips: Factors That Can Raise Your Insurance Premiums

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on factors that can raise your insurance premiums, buying high-quality low-priced furniture, and living frugal but looking rich. Top 5 Articles 10 Factors That Can Raise Your Insurance Premiums — Did you know four cylinder cars cost less to insure than eight cylinder cars? […]

Unconventional Career Advice From "Parks and Recreation"

"Parks and Recreation," the popular NBC television show, is great for laughs. Anyone who has ever had to endure working with lazy and disinterested colleagues, navigating institutional mazes, dealing with unreasonable customers, and getting their career-related enthusiasm squashed should be able to relate. […]