March 15, 2013

Stop Justifying Your Spending Yes’s

Imagine, for a moment, that you’re standing in a store. You’re holding an item you want in your hand. As you look at that item, thoughts are running through your head. Usually, you’ve already decided whether or not to buy the item. […]

Watch the money value of time when bargain hunting

Time and money aren’t the same thing.  Time is much more valuable than money.  We only get so much time to prepare our legacy.  “They aren’t making any more,” the saying goes. A person with plenty of money wants to spend less time doing routine tasks, and can afford to pay to spend less time.  A person that’s a bit tight on money will be willing to spend time in order to spend less money.  In extr […]

6 Questions Before Dropping Out of College to Be an Entrepreneur

Many successful entrepreneurs, business owners, and world leaders have something in common. When asked how they achieved their success, they point to a role model they knew personally or were familiar with during their formative and most inspired years. The role model lived a life that seemed appealing to them. […]

FMF March Money Madness, Round 1, Posts 61-64

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

The Cost of Children

This morning, my youngest child woke me up at about five in the morning. He was standing there beside my bed whispering “Dad….. […]

Ally Financial Failed the Fed’s Stress Test

Not sure how I missed this, but the WSJ reported last week that Ally Financial recently failed one of the Fed’s stress tests. They tested the 18 biggest banks in the country and 17 passed. Apparently their “Tier 1 Common” ratio came in too low (1.5% vs. […]

Invest Your Rewards With the Fidelity Rewards Visa Signature Card

When it comes to cash rewards, your options are usually credit cards that award specific types of purchases like gas or travel, or those that award a lower flat-rate of 1% or 1.5% cash back. The Fidelity® Rewards Visa Signature® Card, however, awards one of the highest flat-rate cash back... […]

Your Take: Do You Collect Anything?

When I was a kid, I used to collect comic books and comic book cards. I was a Marvel guy and I loved the Amazing Spider-Man, X-Men, and basically all the major characters of that era. […]

Best Money Tips: Improve Your Chances of Getting a Job

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on ways to improve your chances of getting a job, investments for people in their 20s, and tips for taxpayer newbies. Top 5 Articles Five Ways to Improve Your Chances of Getting a Job — Want to improve your chances of getting a job? Try networking without asking for a job. […]

Ask the Readers: Would you give a child a credit card?

I’m personally a proponent of making teenagers authorized users on credit cards. My thinking is that it gives the parent the opportunity to teach their kids about managing credit while they’re at home and how to read a credit card statement (explain what the different interest rates mean, how fees are applied, etc.) while starting to build a credit file for their children. […]

Teamwork Tips From the Television Series “Bones”

Whether you watch it for the intrigue or ongoing relationship drama, one thing about "Bones" is clear — the characters function extremely well as a team. Like any group who solve tough problems together, they’ve developed effective teamwork. They didn't get there by accident. […]

Reader Profile: JD

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]