March 19, 2013

Rating Your 401(k) Plan Administrator

Two years ago, a survey asked a sampling of Americans whether, if they had a choice, they would prefer more money or a better boss. Since most of us are a bit cash-hungry, one might think the answer would be the former. But instead, the survey found a sizable majority (65%) would actually pick a better boss. […]

Figuring Out the Size of Your Emergency Fund

I consider an emergency fund to be an essential part of financial preparedness for every person. If you or your family doesn’t have one, you need to start building one now. Let’s start off with the basic idea of what an emergency fund is. I like Dave Ramsey’s definition of an emergency fund: An emergency fund is a rainy day fund, an umbrella. […]

Rabbit TV Review, TV on the Internet

I recently bought a device called Rabbit TV.  Reminiscent of the Magic Jack, this handy gadget plugs into the USB port on your desktop or laptop computer and gives you access to over 5,000 Internet TV channels, 25,000 movies, and 50,000 radio stations for free.  Just plug it in, download the software, register your account, and enjoy. […]

Women & Money: Technology Offers More Options for Working Mothers

March is Women’s History Month, and it’s interesting to have a look at whether or not women really have more work options now than they did in the past. As a work from home mom, I know that technology has the potential to provide greater flexibility in our working lives. However, I’m a work from home mom who runs a freelancing business. […]

Why Frugality Matters

Let’s say you make $45,000 a year – that was the median income for a male in the United States in 2007. You pay 25% in taxes each year between federal, state, and local taxes of various kinds, leaving you with $33,750 in money you bring home each year. Reasonable, right? Let’s say you’re paid weekly. […]

Here’s a furlough pay calculator

My recent post on running a practice month on a furlough budget had a comment from Dan: I created a furlough calculator for everyone I work with. It quickly made its way around the globe and many civil service employees are using it to project the near future. […]

Why We Auto-Pay Our Bills

Last week, I saw this article in Kiplinger’s where Amanda Lilly and Stacy Rapacon debated the merits of automatic bill-pay. They both make great points, as well as recommendations for products that can help monitor your bill payments, but I think that automatic bill paying wins out. […]

Insurance: An easier way to comparison shop

This post is from staff writer April Dykman. I had procrastinated until I could procrastinate no longer. I was in the middle of buying a house, and one of the many, many things on my ever-growing to-do list was to find a home insurance policy. My auto insurance policy also was up for renewal, and so I hoped to get a decent discount by buying both policies from one company. […]

Ask the Readers: What Is Your Favorite Frugal Food?

Tasty food doesn't have to cost a lot. You can save on fresh ingredients at the grocery store, or save time by cooking in large batches, or get creative with leftovers to make a meal last — whatever it takes to get your favorite food on the table! What is your favorite frugal food? Is it a dish you make yourself, or an ingredient that you often use? […]

6 Ways to Manage Powerful Emotions

Everyone has an emotion or set of emotions that feel more powerful to them than the rest. When these include the so-called negative emotions — sadness, anger, frustration, pain, etc. […]

How to Set Up an IRA to Build Wealth

Here's some food for thought — if you save just under $11 a day in an investment that grows 8% each year, and in 40 years you'll have $1 million. What would you do with a million dollars? Would you travel the world, visiting a new country every month? Support a cause that's dear to your heart? How would you feel? […]

Best Money Tips: Frugal Ways to Enjoy Spring

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on frugal was to enjoy spring, how to make your side business a success, and managing financial risk. Top 5 Articles 25 Frugal Ways to Enjoy Spring — Enjoy spring by organizing a barbecue or going camping. […]

The Online Dating First Date: Get a Drink

Single folks, repeat after me — "Would you like to go out for a drink?" It can be coffee. It can be a beer, cocktail, or glass of wine. It can be tea. Bubble tea. Juice. A milkshake. Heck, it can be for bottled water if you want. (Going to a bottled-water bar could either be a hilarious first date or one of the most pretentiously off-putting things I can think of. […]

The Many College-Related Decisions

College is on my mind a lot these days. Several of my friends have kids in college or just entering, and my own children are a few years away from going to college (should they choose to do so.) In the past, it was pretty clear that going to college gave the average worker a huge advantage in the workplace. […]