March 24, 2013

Dealing with Money Stress

All of us face stress from our financial situation at some point. For some, the stress might come from not being able to make our bills. […]

Taxes Done, I-Bonds Requested

With Tax Day fast approaching – and a soul-crushing week in my rearview mirror – I’m pleased to report that our taxes are done. We once again ended up owing and we did the old overpay to get I-Bonds trick. So now… We wait. As a reminder, the Treasury (mostly) eliminated paper savings bonds a couple of years ago. […]

More Than 25 Percent of Americans Are Making a Huge Financial Mistake

What mistake? According to the Arizona Star, more than 25% of Americans are raiding their 401(k)s to stay afloat. The only way this even looks like a good idea at all is if you’re looking only at the very, very short term. If you look beyond that, making this move is pretty clearly worse than using a high-interest credit card to pay your bills. […]

Avoiding credit card traps

This is a guest post from John Ulzheimer. John is a recognized expert on credit reporting, credit scoring and identity theft, and is the Senior Columnist at Credit Card Insider. He is twice Fair Credit Reporting Act (FCRA) certified by the credit reporting industry’s trade association and has been an expert witness in more than 100 cases involving credit issues. […]

Planning for Success

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Today I'm posting Proverbs 21:5, a verse that talks about several factors which are keys to building wealth. […]

Five ways to use loyalty cards effectively

Many stores offer loyalty cards.  These plastic cards often come in pairs: one for your wallet, and a smaller one with a hole in it for your keychain.  Presenting the loyalty card at checkout entitles you to special prices on particular products, as well as other periodic perks like announcements of special sales, follow-on coupons, etc. Stores don’t provide loyalty programs out of the goodness of […]