March 27, 2013

Join Our Tweetchat on Thu 3/28, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Having a Frugal Easter! Learn about saving on gifts and not breaking the bank on food and drinks! […]

Get Out of Debt – Get Focused and Get Free

Several years ago, my wife and I decided to get out of debt.  That decision changed our lives.  We focused our time, effort, and energy – and paid off all of our consumer debt.  We paid off our cars and our credit cards – we were free. Some time later, we made a down-payment on a new home and I changed jobs.  We were able to take both of these “life steps” because we were free from the burden of c […]


When I first graduated from college, when people asked me about my future, I would fire off a few vague statements about what I wanted. I wanted a great career! I wanted to have kids! I wanted a nice house! All of those ideas were nebulous and vague. Sure, they echoed sentiments that I held in my heart, but they weren’t anywhere close to being authentic goals. A house? A child? […]

FMF March Money Madness, Round 2, Posts 17-20

Here we go with the second round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) Today's games are brought to you by the Citi ThankYou® Preferred Rewards Card which is currently offering 15,000 bonus ThankYou Points after you make $1,000 in purchases within the first 3 […]

Lending Club Update – March 2013

Time for another Lending Club update… Our balance is now down below $500 and we should be completely cashed out within the next few months. […]

Want to Feel More Confident? Get Into Debt!

The way Millennials view money is something that has been the subject of much interest lately, since money habits are changing as a result. From marriage to the way they accomplish internships, to gap years and whether or not college is the right decision, Millennials seem to be doing things a little differently from past generations. […]

The Simple Dollar Weekly Roundup: Google Glass Edition

I just spotted my first person using Google Glass (or some similar item) out in public. For those unaware, Google Glass is essentially a pair of glasses that allows you to “overlay” data on top of what you’re seeing around you. Anyway, the person using it was talking to himself and almost walked out in front of traffic. […]

Time-Barred Debts: Statute of Limitations

When you take on a credit obligation, or liability, you normally sign an agreement or promissory note requiring pay back of the debt. What you’ve just done is incurred what’s referred to as “contract debt.” If you default on a contract debt, such as a credit card, the creditor can and likely will vigorously pursue you for payment. […]

Will Opening Multiple Brokerage Accounts Hurt My Credit Score?

I don’t know if you’ve been paying much attention to the stock market but it’s been on a tear recently. Up until last week’s Cyprus news, the stock market has been going up up up and brokerages have taken note. […]

New recipes on the cheap: The Pinterest strategy

This post is by staff writer Honey Smith. When I became a vegetarian 10+ years ago, I bought two cookbooks: a 20-minutes-or-less cookbook and a five-ingredients-or-less cookbook. I was trying to keep things simple. I got by on these two cookbooks for a long time, mostly because while I was cooking as a student I lived in places with antique gas stoves. […]

Frugal Factors: What Traits Do Most Savers Share?

As I get older, I find myself more and more inclined to spend time with those who share my views on frugality, simple living, and saving. It seems as my age increases, so does my resolve to be quite open about my frugal ways. I guess that’s either drawn like-minded folks toward me, or repelled others — perhaps it’s done a bit of both simultaneously. […]

14 Tasty, Frugal Eggplant Recipes

Eggplant can be a frugal staple of many delicious dishes, especially when in season. You can easily grow it in most gardens nationwide, and one plant can yield dozens of the purple-skinned beauties. Most gardeners and gourmet shoppers can soon run out of ideas for the versatile aubergine, however. […]

Best Money Tips: Cheap Easter Crafts for Kids

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on cheap Easter crafts for kids, ways to save $100 in a month, and debt lessons from The Pursuit of Happyness. Top 5 Articles 7 Cheap (and Easy) Easter Crafts and Activities for Kids — This Easter, have your kids make origami bunny boxes. […]

How to Request an IRS Income Tax Extension

It’s that time of year again… Taxes are due in less than three weeks. If you haven’t finished your returns (like we have!) it’s time to get cracking. But what if you’re not going to make it? Well, I have good news and bad news for you. The good news is that you can request a six month extension — which is automatically granted — but you still have to pay whatever is due by April 15th. […]

6 Reasons Your Great Startup Business Is Doomed

There are many people who have great ideas and the spurt of ambition to pursue their dream of working for themselves. Unfortunately, many of these same people have also gone bust — even before getting their business up and running. […]

Retirement Expectations Versus Reality

MSN Money recently had a piece on retirement expectations versus reality. Seems like there's quite a gap at the present moment. […]