April 4, 2013

The Gap Matters More Than Anything

Have you ever noticed a certain trend in the reader mailbag questions? People often ask which approach to paying off their debt is better, or whether it makes more sense to rapidly pay down a 4% debt or to invest that money. In both of those cases, we’re discussing a very small difference in financial benefit over the course of years. […]

9 Crazy Tax Deductions That Actually Worked

    There are your common tax deductions and then there are others. The ultimate goal when doing your taxes is trying to minimize  the amount of money that you give up to the government and with that in mind some people get pretty creative to say the least. […]

Should You Be Taking Advantage of HARP?

Toward the beginning of February, I began the process of refinancing my home with the help of Home Affordable Refinance Program (HARP). This is a government program that recently expanded its eligibility requirements. […]

Reader Mailbag: Spring Walks

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Roth TSP versus Roth IRA 2. Sports gambling addiction 3. Maximizing your driving dollar 4. Easy and hard 5. Which car should I sell? 6. No interest debt 7. Investing under Social Security 8. Payday loan cycle 9. […]

Psychological Barriers: Admitting There’s a Problem

It’s difficult to get into this topic without sounding too much like a motivational speaker. I am strongly averse to most motivational training. Here’s my problem: Motivational training, in the corporate world, encourages teamwork — good — but often at the expense of personal identity and independent thinking — bad. […]

American Express Gift Card Promotion & Fee Waiver Codes

Many moons ago, you could buy Presidential $1 dollar coins from the Mint using your credit card. This was a great way for card holder to basically get cash back or reward points for “free.” The only cost to you was that you’d have all these dollar coins that you’d have to spend or otherwise deposit back into your bank. Banks hated this. […]

Saving for college when time is on your side

This post is by staff writer Holly Johnson. According to the Federal Reserve, the average amount of student loan debt carried by a student graduating in 2012 reached a staggering $24,301. And that isn’t the only scary student loan statistic. Overall, student loan debt in the U.S. has reached a cumulative $902 billion dollars, and loan delinquencies are at an all-time high. […]

How to Get Rid of Your Old Electronics

We have an old TV. It's old and huge and heavy and not at all flat-screened. By "old" I mean to say that our TV probably rolled off the assembly line about 10 years ago, a fact that, unless you're a teenager, will probably make you feel very old yourself. […]

The 5 Best Blenders

The blender is one appliance that can be found on just about any kitchen countertop. It’s essential in the preparation of a number of things, including (but not limited to!) frozen drinks, smoothies, and shakes. […]

Best Money Tips: How to Juice on a Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on how to juice on a budget, choosing productivity tools, and investing in real estate without speculating. Top 5 Articles Squeeze the Most Out of Your Dollars: How to Juice on a Budget — If you are into juicing, try making Vitality Juice or an Apple Motini. […]

How Much Should You Spend on a New Car?

Unlike many other expenses, you're in the driver's seat when it comes to the cost of a new car. If you live in an expensive area like New York City or San Francisco, you'll probably pay a lot for housing, but you don't have to spend a lot, or anything, on a car. You have plenty of mass transit options, after all. But if you live elsewhere, you don't have to pay a lot for a car, either. […]

Making Money on Hobbies

I've often suggested that a great way to earn some extra money is to turn your hobby into an income. For some of my thoughts on this subject, see these posts: Turning a Hobby Into an Income: How I Did It An Example of How to Turn a Hobby into an Income Turn Your Hobby Into a Nice Second Income Along the same lines, Dr. Thomas Stanley recently posted on a young man named T.C. […]