April 25, 2013

Tips For Finding an Apartment

    When it comes to renting an apartment or home, you don’t have to be at a loss.  Renting has its benefits and can be a positive experience for people saving money to buy homes of their own. Renting a place rather than buying can be a very sound financial decision when you are starting out. […]

JW March 2013 Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. The participants and experts are discussing tax issues among their commentaries this month. Read this introduction to learn more about the series. […]

The Decisions We Don’t Notice

A few days ago, I came across this interesting post by Kelly McGonigal in which she describes the vital role of mindfulness in losing weight, citing scientific studies. This paragraph stood out to me: Why are we so easily influenced by external factors? According to Wansink, most of our eating decisions are automatic. […]

Going on a Cross Country Road Trip? Check These Apps Out

  As I embark on what will be the first of four road trips this year, I take solace in knowing that I’m prepared for whatever life throws at me.  Equipped with camping supplies, a spare tire, a cooler full of food, and a gas card, I can take care of my basic needs easily on my cross country road trip from Kansas to California and back this month. I’ve created a budget for myself of $50 a day.  All […]

Get Ready For Water As a Market Commodity

Every food produced has a market price. As I’m writing this, the price for corn is about $277 a metric ton, but sophisticated traders are looking at what they expect the future price to be, which right now is about $251 a metric ton in May. […]

How to Start Saving for Your Summer Vacation

One of the great traditions is the summer vacation. The kids are out of school, and many parents have saved up vacation days or flex time that can be used to go on vacation. Unfortunately, a summer vacation can get a little expensive. Whether you drive or fly, you need to come up with the funds to pay for your excursion. You shouldn’t go into debt for your summer vacation, though. […]

Reader Mailbag: The Music of Our Youth

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Roth 401(k) conversion worth it? 2. Convincing myself of better tomorrow 3. Loan considerations 4. Suspected theft 5. Long versus short term investing 6. Partner possibly evading taxes 7. Experiences over stuff 8. […]

Treasury Series I Savings Bond Rate Update (May 2013)

With the release of the March 2013 CPI-U figures, we now know the variable interest rate on Series I Savings Bonds for the next six months starting in May and it continues to be low (but it’s an increase from the last six months – so that’s good right?). The March 2013 CPI-U figure was 232.773 and the September 2012 CPI-U figure was 231.407 so we can calculate a semi-annual increase of 0.590% and […]

9 traits of underearners

This post is from staff writer Kristin Wong. I just read Barbara Stanny’s “Secrets of Six-Figure Women.” I was happy to find that I share similar traits to the 150 women she interviewed. But there was a section that stood out to me, mostly because I didn’t expect it to stand out to me. We previously reviewed Stanny’s book “Overcoming Underearing.” Guest reviewer Jeremy M. […]

Eating at the Intersection of Cheap and Healthy

A lot of healthy food — organic, locally grown food — is priced like yuppy specialty items. That fact does not mean that poor or frugal people need to eat junk. (See also: Anyone Can Spend Less for Food) Let me begin with the premise that you're willing to make compromises — that's necessary, because that's where the overlap is. […]

Why Canada’s TFSA Is Totally Awesome

In a recent article, I compared the Canadian and American retirement systems, and while I tried to include as much as I could, a lot of people jumped on my omission of the Tax Free Savings Account (TFSA). I left it out because, strictly speaking, a TFSA is not a retirement savings vehicle. […]

Best Money Tips: Best Ways to Save Money for 2013

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on ways to save money for 2013, lowering your summer cooling bill, and jobs to get in college. Top 5 Articles 10 Best Ways to Save Money for 2013 — Using the library and buying goods online are two great ways to save money this year. […]

The 5 Best Toaster Ovens

Toaster ovens are great small appliances that serve a variety of purposes. While the primary function is still to toast bread, most toaster ovens also have bake and broil functions, allowing them to serve as small electric ovens. […]

Reader Profile: LS

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]