April 26, 2013

Monthly Budgeting for Non-Monthly Wage Earners

Every so often, I’ll get a question like this one, from Gina: I am a federal employee and I get my paycheck every two weeks but all of my bills are monthly. What’s an easy budgeting system? This is a pretty consistent problem, actually. Many employees receive their pay on a weekly or biweekly schedule. […]

The Value of Neighbors and Friends

Here are some of the things that have happened to my family over the last few weeks. One of our neighbors watched all three of our children for several hours for free so that Sarah and I could work on a backyard project together and have a nice quiet dinner together. Another neighbor loaned us some gardening equipment. […]

Anonymous S March 2013 Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. This month, the participants and experts will be discussing tax planning as part of their analyses. […]

Your Take: How Do You Combat Impulse Buying?

To help combat impulse buying, j_stack shared his tip on Reddit: To curb my impulse online shopping tendencies, I use Amazon wishlist instead of dumping everything in my shopping cart. I leave the item in there for a month or two, and come back to it later to see if I really want it. […]

Ask the Readers: What will you trade this month?

Our monthly challenges to the GRS community are meant to push you to flex those frugality muscles and think creatively about money. For those who are just starting their financial journeys, learning and practicing new ways to increase your income and hacks to save some cash each month are vital. […]

Best Money Tips: Maximize Your Savings When Buying in Bulk

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on maximizing your savings when buying in bulk, ways to spend less on your dog, and hidden costs of college. Top 5 Articles Tips To Maximize Your Savings When Buying in Bulk — When buying in bulk, maximize your savings by only buying products you will actually use. […]

AMEX Platinum: Do the Perks Justify the Fee?

The Platinum Card® from American Express is the favorite card of some of the most successful people in the world, and these cardholders undoubtedly use it for many extravagant purchases. At the same time, Wise Bread is all about frugality and saving money. So is this credit card just like a flashy piece of jewelry or an impractical sports car? […]

4 Ways Your IRA Beats Your Savings Account

You may wonder why you should save money inside a retirement account. The simple answer is that retirement assets are treated differently than regular assets. The federal government, many institutions, and probably even you tend to consider the money set aside to sustain yourself in your old age as sacrosanct. And there are real benefits to having this perception. […]

Passive solar homes: the basics

This post is written by Krissy Schwab and comes from our partner site QuickenLoans.com. At one point you’ve probably driven through a neighborhood and seen a house covered with solar panels on the roof. This type of home, known as an active solar home, simply has the addition of solar panels to the already existing structure. […]

5 Things to Avoid Before You File Bankruptcy

Filing for bankruptcy is already a formidable task, so you’ll want to do everything you can to avoid shooting yourself in the foot and making the process that much harder. Unfortunately, some actions that seem perfectly reasonable, and even prudent, can actually land you in even more trouble. In worst-case scenarios, the court can dismiss your case, leaving you responsible for paying your debts. […]

How Many Credit Cards Do You Carry?

Money Magazine recently asked its readers how many credit cards they carry. The responses: 3% carried none at all. 44% carried one or two. 37% carried three to five. 16% carried more than five. Here's where I stand on this question: I carry four credit cards with me in my money clip/card holder. […]