April 30, 2013

The Reaction

To every action there is always an equal and opposite reaction – Newton’s Third Law of Motion Whenever you choose to spend money on one thing – an action – you have that much less money to spend on another thing – a reaction. It works for time, as well. Whenever you choose to spend time on one thing – an action – you have that much less time to spend on another thing – a reaction. And energy, too. […]

Summer Posting Schedule

Just a programming note that I will be changing my posting schedule for the summer. Instead of a new post every day, I'll now be posting something new every weekday. Yep, I'm taking the weekends off! I'll be doing this in May through August for sure, and may extend it if I like the pace better. :) Hope you all have a great summer! […]

Are You Letting New Wealth Overcome Your Good Financial Sense?

One of the issues with new wealth is that it can provide you with a feeling of giddiness. If you’ve just graduated from school, it can be a heady feeling to know that you have a lot more money coming in. Sometimes, the difference seems so big that you lose perspective and begin spending money at will. […]

Can Tipping Change a Waiter’s Behavior?

A friend of mine once lamented publicly: “When did the standard restaurant tip change from 15 percent to 20?” Sure, I remember paying typically 15 percent for a tip when I first started dining out with my friends. That was when I gained my first sense of independence from my parents twenty years ago, as a teenager in high school. […]

How To Save Money Fast

    Do you have a big event, travel, a must have or emergency type situation? Here we listed some quick fixes that will show you how to save money fast. Tips that will help you now and some that will keep saving you money in the future. 1. Electricity is most likely the biggest utility you have, and it is the easiest to control. Turn out the lights, turn down the heat, and unplug. […]

Should Your Estate Help Your Children?

I received three reader emails in the past week about estate planning and children. First, from Doug: My wife and I are about to have our first child. What steps do we need to take care of to make sure our baby girl has a good life if something were to happen to her parents? The second is from Mindy: Now that my kids are fully grown, I’m looking at redoing my will. […]

Kathleen March 2013 Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. This month, the participants and experts are discussing, among other things, tax planning. Read this introduction to learn more about the series. […]

Frontline: The Retirement Gamble

Frontline is a great program, I’m a big fan of their work, and a recent show focused on something that often graces the pages of personal finance blogs – retirement. […]

Are you prepared to buy a home?

This is a post from staff writer April Dykman. For many, owning a home is still “the American dream.” According to Gallup’s annual Economy and Personal Finance survey, 56 percent of Americans own a home and 25 percent plan to purchase one in the next 10 years. But sometimes buyers fall in love with a home, only to find out that they don’t qualify. […]

Ask the Readers: Do You Read Personal Finance Books?

There are many ways to learn about personal finance: attending seminars, talking with experts at panels, taking classes on specific topics, reading blogs (ahem!), watching videos or TV programs — and reading books! Do you read personal finance books? Which book was the most helpful to you? Are there other books you would recommend to others? […]

Try These 15 One-Pot Meals for Cost-Effective Convenience

Whether you’re single and starting out, planning on camping for the weekend, or simply don’t feel that much like making a multi-pan meal on any given night of the week, one-pot meals are a great way to have something satisfying without making a huge mess. There are three main strategies for serving one-pot meals, all of which are addressed here in this article. Read on. […]

Get the Response You Want With Friendly, Professional Email

There is an art to being casual and friendly yet professional and firm via email. While I won’t claim to be the master of the perfect email, I can say that I tend to get positive results. (See also: The Letter Always Wins) Like many of you, I read and write lots of work-related and personal emails every day. […]

Best Money Tips: How to Safely Invest Your Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on safely investing your money, ways to add value to your home before selling, and frugal bachelorette party destinations. Top 5 Articles How to Safely Invest Your Money — To safely invest your money, consider corporate bonds. […]

New $100 Bill: Issue Date Set

After years of production problems, the new $100 bill finally has a date of issue. It will start circulating on October 8th. (See also: Video on How to Spot Counterfeits) I wrote about the new $100 bill back in 2010 when the Federal Reserve first announced that it would start circulating early the following year. […]

Why You Aren't Getting a Raise

Fox Business lists the top 10 reasons you (or anyone else) aren't getting a raise as follows: You have unrealistic expectations You didn’t do your research You do only what’s expected of you You don't call attention to your accomplishments ... […]