May 2, 2013

The Problem of Security and Negative Motivation

It is very easy to get lost in an endless conversation about money issues. What kind of retirement plan should I have? How do I get rid of my debts? Am I saving enough for my child’s college fund? The goal of all of those things seems to be the accumulation of money. […]

7 Essential Tips for Buying Your First Home

“This is most likely the largest financial investment you’ve ever made,” Chicago real estate attorney John R. O’Brien says. When you buy a home, you are making a huge commitment. On top of that, buying a home is a complex transaction, requiring titles, insurance, escrow, and there are usually a number of players involved. […]

Three Psychological Barriers: Taking the First Step

Everyone starts their path to financial independence from a different position. The popular belief that everyone born in this country has an equal opportunity for financial success is a Utopian myth. […]

Reader Mailbag: Spring Allergies

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Free shipping and handling question 2. Hopeless debt 3. Handling real estate windfall 4. Friends convince me to spend 5. Package internet deals 6. Reporting tax cheat 7. Federal budget and housing 8. Jug of water 9. […]

Barclaycard Arrival World MasterCard: $400 Cash Bonus

When was the last time you saw a credit card offer this rich a sign on bonus? It’s been many many years. While I’m not one for travel credit cards, I know there are a lot of folks out there who see a 40,000 bonus mile offer like that and begin salivating. […]

Your budget isn’t working. Here’s why.

This post is from staff writer Holly Johnson. Before my husband and I got our financial act together, we didn’t have a budget. Since we didn’t have and sort of plan, we spent all of our discretionary income on “wants” and financed anything that cost more money than we had. And the scariest part is that we never really thought much of it. […]

Change Your Life With a 30 Day Challenge

Recently, a friend said that caffeine was a drug because of its addictive elements. I didn't buy his argument, but I accepted the challenge to cut caffeine out of my diet for 30 days. The experiment went well, and I learned that I could apply the 30 day challenge to other areas of my life. […]

Taking Frugal Road Trips (Even When Gas Prices Are High)

Vacation season is fast approaching — and it’s time for you to solidify your plans. If you’re looking for an adventure outside of a resort or your Aunt Em’s farm, consider a road trip. Not only will you get to spend lots of quality time with your trip mates (for better or worse), but you’ll have incredible stories and memories that you just can’t get on a generic vacation. […]

Best Money Tips: Find the Best Prepaid Plan

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on finding the best prepaid plan, common missed fees you need to avoid, and dealing with difficult work personalities. Top 5 Articles How To Find the Best Prepaid Plan and Ditch Your Current Contract for Good — You might want to go contract-free if you have an unlocked phone. […]

6 Ways to Save on College Tuition

It’s the time of year when many people are figuring out how to fund a college education. Whether you’re starting college, returning to school, or looking forward to the next term, paying for college can be intimidating. However, there are some things you can do along the way that will save you money and improve your overall financial outlook through college and beyond. […]

College Freakonomics

Shortly after our lively conversation around the many college-related decisions we face, I ran into a series of posts (I heard the podcasts first, then tracked down the posts) from the Freakonomics guys. If you're not familiar with them, they are economists who look at interesting questions from a fresh and (supposedly) unbiased point-of-view to try and ascertain the truth of any given situation. […]