May 6, 2013

The Year-Long Plot

Where do you want to be a year from now? Would you like to have some debts paid off? Maybe you dream of having finished an art project or a major home improvement project. Perhaps you dream of having a social circle to participate in. We all have things we’d love to accomplish, things that are a bit more real than a daydream but still far away from reality. […]

A Total (Loss Claim) History Lesson

Today, we’re continuing the TSD writers series with car insurance insider, Jeff Rieger. […]

College Grads: Avoid these 401(k) Mistakes at Your First Job

College graduation is rapidly approaching for many students. Soon, graduates will be starting new jobs, and learning about how to operate in the “real” world. They will be leaving internships and classes behind and trying to figure out how to navigate the pitfalls of the modern workplace. Money decisions need to be made at this point, including what to do with the money that is being earned. […]

Will an Internet Sales Tax Change How You Shop?

After a rocky beginning to the relationship, I’ve grown to appreciate Amazon.com. For the most part, the online retailer still boasts the best prices, shipping can be free, and if your purchases are delivered to New Jersey or one of several other states, Amazon doesn’t add sales tax to the purchase. […]

Reader Mailbag: Everything Has a Cost

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. One-time retirement savings drop 2. Challenging gifted child 3. Dogs of the Dow 4. Handling loss of business income 5. Part-time jobs 6. Spouse’s religious donations 7. ING Direct becomes CapitalOne 360 8. […]

Best Bank Accounts for Kids

When my lovely wife was growing up, she’d work small summer jobs and put those savings into a certificate of deposit. Even back then, CDs weren’t exactly offering blockbuster yields (they never do relative to other riskier options), but she diligently contributed them into CDs and left them to to mature. […]

Investing in professional conferences

This post is from staff writer Sarah Gilbert. I am writing this after the third weekend in a row of attending professional conferences. […]

Credit Cards Aren’t as Competitive as They Want You to Believe

It's hardly news to say that credit cards are a big business. You can't browse the web, listen to the radio, watch a television show, or even open your mailbox without seeing some sort of advertisement for a credit card. […]

Pretty, Cheap: Makeup Advice for the Frugal

When I reached the age where I was interested in makeup, my mother handed me Cindy Crawford's "Basic Face," a book in which a model shows you how to put on makeup. Because she has so much experience with that herself. […]

Is it possible to live debt free?

This post is from staff writer Suba Iyer. “Modern man drives a mortgaged car over a bond-financed highway on credit-card gas.” ~Earl Wilson So far, we have lived debt free. We used to live paycheck to paycheck because our spending was out of control, but luckily we never got into debt. Once we got our act together, not having any debt was tremendously helpful in quickly building our net worth up. […]

Best Money Tips: Triggers for Financial Infidelity

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on triggers for financial infidelity, how to do your own landscaping, and tips for buying your first home. Top 5 Articles 5 Triggers for Financial Infidelity (and How to Steer Clear of Them) — If you have separate accounts from your spouse, try to be transparent about your accounts to avoid financial infidelity. […]

Simple Ways to Get the Healthcare You Need Without Overspending

Getting the right healthcare services can be difficult under any circumstance. In the past few years, my family members and I have had some relatively minor but pressing problems requiring medical attention. Making sure we had proper care at a reasonable cost was much more difficult than expected even though we have excellent insurance coverage. […]

Try Before You Buy

    How You Can Try Products Without Buying Them First Oh, the joy of getting something for free. […]

Reader Profile: TW

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]