May 7, 2013

Five Very Simple Truths About Saving for Retirement

Let’s get the scary truth out there: CNN estimates that half of all Americans are saving nothing for retirement. Half of Americans aren’t saving a dime. Why? There are a lot of reasons, but one big one, according to the study’s findings, is that people don’t know how retirement plans work. Another is the perception is that people can’t afford retirement savings. […]

The 5 Best Credit Cards for College Students

When I was in college, my mom seemed to call me nearly every week to confirm that I was paying my entire credit card balance in full and on time. It was as if she knew that credit cards and college students do not have a good history together. At the time, banks were employing every tactic possible to get large amounts credit into the hands of young adults. […]

Proposed Retirement Cap: More People Could Be Affected Down the Road

One of the more controversial (at least in financial circles) items to come out of the budget recently proposed by the Obama Administration is a cap on retirement accounts. The idea is to cap retirement accounts, preventing further contributions to tax-advantaged accounts. […]

8 Scientifically Proven Principles of Happiness

There is a link between wealth and happiness, but it’s not that having more of the former results in more of the latter. The Journal of Consumer Research published a study involving a scientific analysis of the link between money and happiness designed and analyzed by researchers at the University of British Columbia, Harvard University, and the University of Virginia. […]

A Day For Organizing

It had to be done. Yesterday, I spent several hours organizing paperwork, responding to emails, paying bills, cleaning out my desk, and filing documents. It was boring, headache-educing, and, as my youngest would say, “none fun”. Normally, I’m a pretty organized person.  I have several systems in place for managing bills, paperwork, etc.  However, the past two months were filled with much activity […]

The Frugal Child’s Birthday

A few days ago, our youngest child celebrated his birthday with a small party. We invited a small number of his friends, had a simple cake and some pizza (which is what he requested), and hosted the entire thing at a local park. For entertainment, we made up a “scavenger hunt,” which involved finding small prizes based on the pictures of park locations that we’d taken beforehand. […]

Why People Hate Cable Companies

Have you ever met someone who said they loved their cable company? I haven’t. We pay them a lot of money to watch television, surf the internet, and give us access to entertainment options we otherwise wouldn’t have access to. […]

Career strategies of high earners

This post is from staff writer Kristin Wong. I mentioned in my last post that I read Barbara Stanny’s “Secrets of Six-Figure Women.” Stanny interviewed 150 women who earn more than $100,000 annually and sought to find what traits, experiences and motivators they shared in common. Unlike most books, this one didn’t take me three months to finish. […]

Ask the Readers: What Do You Buy in Bulk?

Buying in bulk can be a great way to save money if you have a large household, but even small families and singletons can make it work by sharing the cost and goods with other families or friends. But beware! […]

9 LinkedIn Changes Every Job Hunter Should Make

If you are looking for a new job, your social media presence, especially your LinkedIn profile, can play a major role in your success. […]

What It Costs to Raise a Child

Raising children can be invaluable and something a parent will cherish forever. The cost of those memories, however, is much more than time spent, diapers changed, toys picked up, and tears shed. (See also: 7 Things to Consider Before Becoming a Stay-at-Home Parent) As any parent will tell you, there are financial costs to raising children, though they probably don't closely track them. […]

Best Money Tips: Tips to Save Money Daily

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on tips to save money daily, the biggest problem with early retirement, and job benefits you can negotiate. Top 5 Articles Even More Tips To Save Money - Daily — To save money daily, get a reusable coffee mug and buy second hand. […]

7 Websites You Must Visit When Buying a New Car

Buying a new car is a pretty stressful experience. You’re putting down a pretty large chunk of cash, and you’re making a commitment to allocate part of your monthly budget to a new expense you didn’t have before. […]

Our Communication and Entertainment Changes

A couple months ago we finally tackled our on-going TV/internet/home phone set-up that we knew had been costing us too much money. Here was out set-up: Home phone (landline), AT&T: $45/mo Internet (DSL), AT&T: $45/mo TV, Comcast: $95/mo Total: $185/mo A few comments on this: Yes, I know it's too high. […]