May 2013

One Checking Account – or Two?

When Sarah and I were first married, we maintained the two separate checking accounts that we had when we were single. Mostly, we kept it this way out of convenience, as we both were in the routine of paying monthly bills. To keep things straightforward, we divided up the shared monthly bills. […]

The Fastest Way to Find Your Perfect Home

As we mentioned a while back, we’re buying a home and it’s a very exciting time for us. It wasn’t always so exciting though and if you’ve ever looked for a home, you’ll agree. The actual task of finding a house you like can take a very long time and there are no guarantees you’ll ever find one you like. […]

How to save for college, though begrudgingly

This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. Here’s an idea: Leave juvenile delinquents in a prison for three hours to be harangued by hardened criminals in an attempt to convince the kids to change their ways. […]

Ask the Readers: What Summer Activities Do You Love?

Summer is almost here! It's the season of beach trips, barbecues, and outdoor concerts under the stars. And heat waves, sure, but we'll save that topic for another Ask the Readers. This week, it's all about the fun stuff! What summer activities do you love? Do you prefer to be under the sun or out of the heat? […]

25 Reasons to Get Out of Your Office Chair

Many of us work in jobs where we feel chained to our desks. Studies have shown that sitting and staring at the same screen all day is not only bad for our cardiovascular health, posture, and weight control, but it can also adversely affect our mood and stress levels. Even if you work at home, you may stay glued to a computer screen for hours on end. […]

Is DIY Home Renovating for You?

The DIY movement has really taken off in the last couple of years, and the average homeowner can easily access Internet tutorials on pretty much anything from crafting your own DIY art to installing new can lights to completely gutting and overhauling the plumbing in your master bathroom. […]

Best Money Tips: Free Resume Tools

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on free resume tools, keeping summer exciting for the kids, and signs that now isn't the time to retire. Top 5 Articles Free Resume Tools for the Unemployed — Are you unemployed and looking for tools to help you with your resume? Check out or Pongo. […]

How to Prevent a Windfall Money Mistake

Another week goes by where my numbers didn’t match those of the Powerball. Of course the odds of winning large jackpots like that are quite slim, but a windfall of cash landing in your lap is not unheard of. Windfalls can come from many sources — a lottery winning, a bingo jackpot, a casino score, a work bonus, or an inheritance from a loved one. […]

Sell Your Old Cell Phone and Electronics for Cash

  If you are like me when I’m broke the first thing I think of is how to save money fast. But why not change that mindset a bit and start thinking of ways to make money. There are so many different ways to make money. You can make money online, make money with photography, make money selling T-shirts, make money with a garage sale, and the list goes on. […]

Reader Profile: SB

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

What Is Fuel Efficiency Really Worth?

A few days ago, I posted an article on saving money on fuel during your commute. While all of those tips were useful, one in particular can really reduce your fuel costs when commuting – buying a more fuel-efficient car. […]

Cash Strapped? How to Start a Business With No Money

    Ever wondered how to start a business, or better yet, ever wondered how to start a business with no money? In today’s competitive marketplace, it pays to be creative. Many times with no money in there pocket, businesses and savvy entrepreneurs are born. […]

Anne and Matt, April 2013 Net Worth

In the series Naked With Cash, seven Consumerism Commentary readers share their financial progress on a monthly basis. They are joined by Certified Financial Planners who provide feedback on their journey. Read this introduction to learn more about the series. Anne and Matt are twenty-seven years old, living in the Midwest, with two children. […]

Reader Mailbag: Graduation Season

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Difficulty estimating freelance income 2. Graduation gift 3. Never wanting retirement 4. Why buy a premium car? 5. Prenupital agreement 6. Road trip dining 7. Low interest and minimum payments 8. […]

How to Get Away with Insider Trading

Insider trading has been going on ever since the stock market existed. Everyone is looking for an edge and no one is willing to play fair. Martha Stewart did it and was treated to several months in one of our nation’s fine institutions. Raj Rajaratnam did it and was sentenced to 11 years in prison and penalties of over $150 million. […]

My plans for a fun and frugal summer

This post is by staff writer Honey Smith. Maybe it’s the years of conditioning we receive as children to think of summer as an endless stretch of time to be filled with fun and relaxation. Maybe it’s the fact that my day job is at a university, and during the summer dramatically fewer students are on campus. […]

Fun and Frugal Ways to Observe Memorial Day

Memorial Day is the official American kick-off event for summer, and a time when we stop to remember lost loved ones and the sacrifices made by members of the armed service over our nation's many years of history. Here's how to save on everything from food and fun to more formal remembrance activities. […]

5 Questions You Should Ask at Every Job Interview

When you go into a job interview, you likely have rehearsed what you're going to stay to the interviewer about your skills and experience. But then comes the part of the interview when your potential employer offers you the opportunity to ask questions. […]

More money, more happiness: Do you think money can buy happiness?

This post is from staff writer Suba Iyer. Money and its effect on happiness is one of those topics that has been discussed over and over again. Yet, the topic fascinates the academic community and the research continues — with contradicting results every few months. […]

Best Money Tips: Money Lessons From Star Trek

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on money lessons from the new Star Trek, budget travel 101, and sending your child to preschool for less. Top 5 Articles 12 money lessons from the new Star Trek — Learn a couple lessons from Star Trek by staying in shape and remembering that sometimes intuition should rule. […]