June 11, 2013

Moved Bank and Investment Accounts to a Living Trust

I spent about half of the day today taking care of some of the financial responsibilities I have been putting off. It feels good to check to-do items off my list, especially if they have been sitting there for some time, and I’ve been either procrastinating or filling my day with other priorities. […]

Is a Second Income Worth It?

I had a very interesting conversation with a reader recently who informed me that she discovered it was much more cost-effective for her family for her to quit her $22,000 a year job and instead maximize their family’s frugality. […]

How To Get a Free Smartphone

Smart phones are becoming increasingly popular — and no wonder. With a smart phone, you can carry everything you need in the palm of your hand. Your smart phone can act as a camera, GPS device, and do so much more than just allow you to talk to others. You can check email, complete banking transactions, and update your social media statuses. But smart phones can also be expensive. I know. […]

Best Deals for Tuesday 06/11

Link for teaser title:  http://www.wisebread.com/bestdeals/today 5-Piece Glass Bowls w/ Lids Set $10, Macy's: Handbags up to 65% off, J Crew Factory: Up to 40% off sitewide, and more! […]

The Big Crash

It happens to everyone at some point in their financial journey. Everything is going along perfectly. Savings are building up. Debts are going down. Financial goals are being reached (or at least approached). It’s all chugging right along. Then something happens. Someone gets sick or, even worse, passes away. A car’s engine block fails. Someone gets fired or laid off from their job. […]

Top Money Guru Results: PF Blogger Results

The Top Money Guru poll closed yesterday and while we compile the results, I thought it would be fun to take a look at the responses from the personal finance blogger community. We did the same exact poll except we asked personal finance bloggers just to see if their results were any different than yours. My initial guess was that the results probably wouldn’t be that much different. […]

The 5 most popular coupon sites (and one with a mission)

This post is from staff writer April Dykman. I tried for years to be a coupon clipper. Every now and then, I’d decide I was going to save as much money as possible on my groceries, or at least on stuff like toothbrushes and razor blades. I’d gather all the coupon circulars that normally went straight in the garbage, and I’d review the ads and clip the coupons that spoke to me. […]

Ask the Readers: What's the Best Money Move You've Ever Made?

There's a lot you can do with money. You can use it to buy tangible objects or invest it for the future. It can help create experiences or a sense of security. It can be used to improve your life or the lives of others. Whether your money is well-used or wasted depends on what you want from it. What's the best money move you've ever made? […]

Get Started With Travel Rewards in 4 Simple Steps

Frugal shoppers often spend a lot of effort looking for discounts worth a few dollars off of the goods they normally purchase. But what I have learned is that far greater bargains are available to those who get serious about earning travel rewards. […]

Are Your Spices Fake?

Last year, I had the good fortune to visit Seattle and the World Spice Merchants shop. I liked it so much, I walked out with $100 worth of spices. Now, I know that sounds like a lot of money. Actually, that is a lot of money, but really good spices go a long way. That big bag of goodies will probably last for years. […]

Best Money Tips: Why Personal Budgets Often Fail

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on why personal budgets often fail, frugal Father's Day gifts, and tips for effective business networking. Top 5 Articles Why Do Personal Budgets Often Fail? — A personal budget may fail if the person doesn't budget for fun expenses. […]

5 Fun and Affordable Summer Vacation Ideas

Whether your goal is to score this season’s most phenomenal family photo or collect as many adventure experiences as you can before heading back to school, chances are you’re placing a fairly high priority on your choice of summer vacation options. For many, it’s the only vacation they’ll take all year, making the pressure even higher. […]

Help a Reader: What to Do with a Bonus

Here's an email I recently received from a reader: I'm a recent law school graduate who has spent the last year working for the federal government; in a few months, my job will end and I'll begin working for a corporate law firm. Along with the salary increase ($60k to $175k), I'll be getting a $50k bonus from my new firm for having spent the last year in the government position. […]

Groceries by Walmart online delivery are even better than Walmart stores

When we were home-shopping a few years ago, one of the selling points of the subdivision we chose eventually was that it was going to be located close to a future Walmart store.  This might not be for everybody, but we like the convenience of being so close to Walmart.  They’re giving the other grocery stores a run for their money. Our powdered milk experiment is working pretty well.  We’ve drasti […]