June 29, 2013

Teaching the Value of a Dollar

I had a great conversation the other day with a friend who is still struggling with the student loans he took on at the turn of the millennium. He’s been knocking on those loans for twelve years and still has several years to go. One thing my friend said that really stuck with me was this. “When I was in college, I didn’t really get the value of a dollar at all. […]

Wally App Review, Personal Finance App

The first step to reigning in your finances is keeping track of what you spend.  Experts used to recommend writing down expenditures, or using some sort of setting goals worksheet but with technology being as advanced as it is today, cash logs are quickly becoming a thing of the past.  Mobile apps are readily accessible and easy to use. […]

Calvin, May 2013 Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. This month the participants are discussing retirement. […]

Ten Pieces of Inspiration #132

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Hemingway on superiority “There is nothing noble in being superior to your fellow man; true nobility is being superior to your former self.” – Ernest Hemingway You are your own yardstick. 2. […]

Card review: Discover it Card

The Discover it™ card makes a habit of saying no. No annual fee, no transaction fee, no overlimit fee, no APR hike for a late payment, and in fact, no late fee on your first late payment. Discover’s latest incarnation of cash back cards aims to simplify the relationship between cardholder and card issuer into one of easy cooperation. […]

Card review: Discover it for Students with $20 Cashback Bonus

Once upon a time, applying for a student credit card got you a cheesy T-shirt, or a hat, or a beer koozie. Often, that same card saddled you with a higher-than-average APR and a bare bones set of features compared to regular credit cards. […]

Card review: Discover it for Students

Discover’s made strong inroads into student borrowing over the past few years. Discover it™ for Students represents the bank’s latest foray onto college campuses, with pricing and features that resemble full-featured credit cards more than the typically watered-down student accounts on the market. […]

Discover it Card With 18-Month Balance Transfer Offer

The Discover it™ Card arrived on the market with heavy fanfare, including lots of television ads and billboards touting personal service and a new rebate structure that frees customers from most cash back traps. This card’s critics have pointed out that other lenders extend far more generous signup offers, dangling hundreds of dollars in bonus rewards for new customers. […]

Citi ThankYou Card Review

The Citi® ThankYou® Card brings a flexible rewards program to a wider audience, with some unexpected perks and privileges for a no annual fee card. However, if you’re already packing a travel rewards card or a cash back card, you might find this account a little underwhelming. Earning 1 ThankYou Rewards point per dollar spent, this card offers the equivalent of a 0.5 percent cash back rebate. […]

Reader Profile Update: Crystal

Here's our latest Reader Profile Update. Many of you asked for this type of post -- a progress report on where past Reader Profile readers are these days financially. I think you'll really enjoy this. (BTW, if you do enjoy it, you can submit your own update, hint, hint.) :)Today's post is from Crystal, who claims she did a reader profile some years ago (though neither of us can find it). […]