July 2013

Join Our Tweetchat on Thu 8/1, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Acing your job interview! Learn about interview attire, researching the company before the interview, and questions to ask your interviewer! […]

Building a Skill Set That Employers Want

As I was working on this morning’s roundup, one quote kept ringing back at me: “If you do a job where someone tells you exactly what to do, they will find someone cheaper than you to do it.” I think this is the single most valuable lesson of the modern workplace. There are a lot of people out there who can simply follow directions. […]

How to Choose the Right House for Your Situation

Even after the turmoil seen in recent years, buying a home is still considered one of the major financial milestones in life. Choosing a home, though, can be fraught with pitfalls, especially if you want to get the right home for your situation. Buying a fixer upper might work for some people, but is it really the right choice for you? And what about purchasing the best home in the neighborhood? […]

The Simple Dollar Weekly Roundup: Back to School Edition

With Iowa’s tax free holiday coming up this weekend (more on that in a second), we’re really focused on our back-to-school lists and preparations around here. Of course, for us, that means quite a bit of reading and studying up so we can have a good strategy to minimize our costs this weekend. […]

How to Be a Smarter Online Shopper

When you do something a lot you start to settle into a rhythm. When it comes to buying things online, I use the same process over and over again. I usually do a quick Google search to see what the lowest possible price is on the item, with a bias towards vendors I’ve heard of before. It doesn’t have to be Amazon or someone huge but they need to have a little name recognition. […]

‘Fallen Fruit’ and the concept of sharing abundance

This post is from staff writer Kristin Wong. I was recently reading Lauren Weber’s book, “In Cheap We Trust: The Story of a Misunderstood American Virtue.” On page 16, I got a little excited: “…www.FallenFruit.org, maps out public fruit trees in Los Angeles and encourages reader to gather up the bounty.” A-whaaa? […]

What Is Life Insurance?

Hey, this is Jeff Rose from WiseBread.com, your resident life insurance expert. Today we're going to answer the question, what is life insurance? Let's take a look. So what exactly is life insurance? […]

3 Smartphone Apps That Manage and Maximize Your Credit Card Rewards

I'm not a natural when it comes to technology. But in spite of that, I'm totally fascinated when technology and credit cards are brought together. Most recently, I've enjoyed tracking the progress being made with smartphone apps and credit card rewards. Keeping track of rewards is a major issue for a lot of folks. […]

Best Deals for Wednesday 07/31

Link for teaser title:  http://www.wisebread.com/deals LEGO-Inspired Calendar $7, Clearance Shoes at HSN: Up to 74% off, Honeywell Fire-Resistant Safe $24 and more! […]

What to Buy (and Avoid Buying) in August

Here we are, almost at the end of summer, and time really has been flying. I remember saying that Halloween supplies would be here in the blink of an eye. I blinked. I saw some yesterday. It’s amazing how quickly they roll these things out these days. […]

Best Money Tips: Ways to Handle a Cash Catastrophe

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on handling a cash catastrophe, saving money on textbooks, and banishing bad money habits. Top 5 Articles Don't Panic! 5 Ways to Handle a Cash Catastrophe — To deal with a cash catastrophe, market your skills to make extra money. […]

What investment scams are made of

This post is from staff writer Jeffrey Steele. I’ve had Brian Ross’s 2009 book “The Madoff Chronicles” in my sights for several years, and I finally got around to plucking the tome about the 2008 collapse of the House of Madoff from my local library. Having devoured about three-quarters of this Greek tragedy of a tale, I can report the book has not disappointed. […]

How to Live Alone Without Going Broke

After sharing a four-bedroom apartment with four people, a one-bedroom apartment with another person three separate times (I slept in the living room), and then a two-bedroom apartment with four people (which means sharing a bed), I have been living alone for over a year in a small studio apartment — and I love it. No, really. […]

The Friends You Can Count On

I have roughly three friends that I could call any time of the day or night in a genuine emergency and they’d help me. I don’t even hesitate to say this or think this about them. If I needed them, they would be here if it was humanly possible for them to do so. I have about twenty more friends that I could call on for help in many circumstances and they’d be glad to assist me. […]

Calvin, June 2013 Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. Calvin is in his early 40s, earning a salary of $120,000 plus bonus as an IT project manager in New Jersey. […]

Behavioral Finance: The Pseudo-Certainty Effect

We all make mistakes when it comes to our finances. Few of us manage to create the perfect portfolio on the first try. Indeed, investing requires a little tweaking along the way. […]

Reflections on Child Care Costs

As this school year approaches, our situation is different than it has been in a very long time when it comes to child care. We have two children enrolled in school full time, with another child in a full-time preschool setting. In other words, the era of crushing child care costs is pretty much behind us. There was a period where we spent almost $20,000 in a single year on child care. […]

On ATV loans from a wise relative

This past weekend I had the pleasure of visiting with a bunch of my family’s relatives, some of whom I hadn’t seen in years.  Much fun and amusement was had by all. I want to share a quick story about what one wise relative taught one of his children.  The gist of it is as follows.  (I’ll refer to the parties as Wise Relative and Elder Child to protect the innocent, and in case there was too much […]

Kathleen, June 2013 Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. Kathleen is thirty-one years old, single, and living in Portland, Oregon. […]