July 1, 2013

The Real Challenge of Personal Finance

I believe it is far easier to earn more money than it is to accumulate wealth, in America at least. 72% of Americans would find it somewhat difficult or very difficult to pay that month’s bills if they lost their job today. […]

How Financially Literate are You?

Not too long ago, FINRA Investor Education Foundation released the results of a survey conducted on financial literacy. The results aren’t pretty. First of all, the Foundation measured financial capability in the respondents and found that: 41% of Americans spend less than they earn. 56% of Americans have NO rainy-day fund capable of covering three months expenses. 34% of Americans only pay the m […]

Best Deals for Monday 7/1/13

Link for teaser title:  http://www.wisebread.com/deals 12" Personal Table Fan $10, eBooks $3, #1 bestselling Breville Compact Juicer $100 and more! […]

Reader Mailbag: Books and People

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Breaking even on income taxes 2. Paralyzed by spending anything 3. Debt with expected income drop 4. GMOs 5. Challenging elderly parent situation 6. Unwanted gifts 7. Pension or not? 8. Children’s clothes 9. […]

The Power of Starting Small, How to Start Saving Money

After being in the personal finance business for close to ten years I’ve been asked a lot of questions. But there’s one thing that comes up more often than anything else. […]

How to Become an Extra in a Movie or TV Show

OK, this isn’t very personal finance-y but I found it fascinating. A few years ago, while I was working at Northrop Grumman, I was helping organize an event where current and former Northrop employees came back and talked about a variety of issues. The session I was helping with discussed work life balance. […]

Book Review: ‘More Money, Please’

This post is by staff writer Honey Smith. There are many personal finance books out there, useful to people in all stages of personal finance. I have a lot to learn before reaching financial independence, and the editorial elves thought it would be useful if I shared some of what I learn with you. […]

7 Financial Must Haves for the First-Time Home Buyer

Buying your first home can be one of the most exciting events in adult life. In many ways, it's our society's primary marker of adulthood, a symbol of financial prudence, and the ultimate sign of stability. But without the right planning, buying your first place can be fraught with stress, fear, and way too much guesswork. […]

What to Buy (and Avoid Buying) in July

It feels like Easter was only a few weeks ago, and yet we're already halfway through the year. July is here, and with it some decent savings are also arriving. If you also have decent weather, you may get to enjoy many of your deals in the sunshine. Here's hoping. […]

Are your friends keeping you poor?

This post is from staff writer Suba Iyer. Do you spend more when you go out with friends than when you shop alone? Did you go to a particular restaurant with a group of friends just because you didn’t want to be labeled a tightwad by bringing up how expensive it is? Welcome to the world of peer pressure! All of us feel peer pressure; the reason and the extent to which we give in might vary. […]

Best Money Tips: Save on Your Rental Car

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on saving on your rental car, overcoming newlywed challenges, and summer jobs for kids. Top 5 Articles 10 Strategies to Save on Your Rental Car — To save money on your rental car, research insurance and prepay. […]

Big List of Senior Discounts

Senior citizens have it made. Not only do they have retirement and senior centers (two things I can't wait to enjoy when I get older — hello, bingo!), but they also get to take advantage of a long list of discounts on entertainment, travel, dining, shopping, and more. What are those savings exactly? Find out right here in this big list of senior discounts. […]