July 11, 2013

Denial and Delusion

When the topic of personal finance comes up, most of the challenges that are initially seen are external ones. Debt is an external challenge. Investment decisions are an external challenge. Yet, over and over agan, if we look a little deeper, we see that those external challenges tend to rely quite a lot on internal challenges. […]

Can Free College Education Work in Oregon or Anywhere Else?

While in Portland, Oregon the past few days, I was struck by the news that the state’s legislature passed a bill to “Pay It Forward, Pay It Back,” allowing students to attend college for free initially, then paying tuition as a percentage of their income for a set number of years. Many of the national news reports were incorrect. […]

How to Find the Right Roommate

Now that you’ve graduated from college, and have a job, you might decide it’s time to move out of mom and dad’s house. Unfortunately, living on your own can be expensive. Even though you’re pulling down a regular paycheck, you might have trouble affording a place to live. […]

Best Deals for Thursday 07/11

Link for teaser title:  http://www.wisebread.com/deals Get your FREE slurpee today at 7-11, Kindle Daily Deals $1.99, Crocs: Up to 60% Off, and more! […]

What is a 403b Plan?

Most people have heard of a 401k plan, and it’s often a topic of discussion in the news and around water coolers in many offices, but what is a 403b plan? The IRS created the 403b as a tax-deferred retirement plan for members of public education organizations, some non-profit organizations, cooperative hospital service organizations, and self-employed ministers. […]

Reader Mailbag: Quotes

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Finding “lost” 401(k)s 2. Finding balance 3. New cell phone advice 4. Moving expenses 5. Is net worth worthwhile? 6. Convincing twentysomething about retirement savings 7. Struggling with down payment 8. […]

Treasury Department to Offer Floating-Rate Notes

A few years ago, we bought some Series I Savings Bonds when the interest rates were higher than they are today. With Series I bonds, your interest rate is based on a fixed rate, which is set when you purchase the bond, and an inflation rate, which is set twice a year based on inflation announced by the Bureau of Labor and Statistics. […]

10 Investing Concepts to Ignore and 10 to Follow

So you're ready to invest. Awesome! Investing is one of the simplest — although not easiest — ways to build wealth. To help you on your road to success, here are 10 things to ignore, and 10 to keep in mind. (See also: 7 Investing Lessons From the Two Comma Club) Ignore This Stuff Let's start with what you should ignore. 1. […]

10 Budget Design Ideas for a Kids' Playroom

Want to make a cool place for your kids to play, but don't want to spend a fortune? Whether you have an entire room or just a dedicated corner, there are a number of ways to make an affordable play space using some creativity, smart shopping, and items you already have around the house. (See also: The Best Money Tools and Toys for Every Age Group) 1. […]

Best Money Tips: Live a Fulfilling Life in Retirement

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on living a fulfilling life in retirement, starting an eBay business, and taking a year off in your 20s. Top 5 Articles 4 Ways to Live a Fulfilling Life in Retirement — To live a fulfilling life in retirement, find ways to help others. […]

The 5 Best Dishwashers

If you've been following along with our product review articles, then you know we've been supplying you with myriad cooking appliances, which has inevitably riddled your kitchen with dirty dishes. […]

Email Etiquette

The following is an excerpt from the book Cut the Crap, Get a Job! a New Job Search Process for a New Era. I will be running a series of excerpts from this book over the next few weeks.Email is probably one of the most abused forms of communications in the workplace today. For that reason, we all need to be VERY careful when we use email as part of a job search effort. […]