July 19, 2013

Cool Posts – Tax Holidays – Visualize – Celebrate

Here are this week’s cool posts from my fellow personal finance writers - Financial Ramblings has compiled a list of the 17 states that are observing some form of state sales tax holiday in 2013.  School is just around the corner and it’s time to buy school supplies.  We take advantage of our state’s sales tax holiday each year. Girl Meets Debt had one of those awesome moments of pride that come […]

10-year mortgages: How low can you go?

Generally, the shorter the term on a fixed-rate mortgage, the lower the interest rate on the mortgage.  This is because there is less interest rate risk for the lender; the shorter the term, the less time there is for interest rates to turn against them (go up). The most common mortgage term lengths are 15 years and 30 years.  However, some people nearing retirement are refinancing to mortgages wi […]

Some Thoughts on the McDonalds “Budget”

If you’ve spent much time on sites related to economics and personal finance in the last week, you’ve probably seen mention of the “McDonalds budget”. […]

Don’t Take Budgeting Advice From McDonald’s

I had planned to write about McDonald’s ridiculous budgeting tips for employees when I first saw the news circulating through social media. I’m so far behind with my editorial plan that every last Consumerism Commentary reader has probably heard about this latest manifestation of corporate ignorance of reality by now. […]

Printable Grocery Price Book

We use a grocery price book to monitor the fluctuating prices of groceries at our local supermarkets.  When specific items go down in price, we purchase those items in quantity.  The grocery price book helps us know when to purchase – and when to wait. I have created a printable grocery price book for my readers.  It’s the same, simple-to-use price book that we have been using for years to save mo […]

Your Take: Do You Buy Generics or Brand Name Medicine?

I stumbled onto this NPR story about Matthew Gentzkow, an economist at the University of Chicago’s Booth school, and how he was trying to get to the bottom of why so many people bought brand name medicine. What I found fascinating was that they looked at an enormous dataset (66 million shopping trips) and found that experts (nurses, doctors, pharmacists) were less likely to buy brands than average […]

Ask the Readers: How much do you dare to bare?

This is a guest post from Ashley, who blogs at skintinthecity.com, a site which reveals how you can live the high life even when your budget’s tighter than your skinny jeans. Last weekend my husband and I went to dinner with my two closest and oldest friends and their partners. These days, the six of us nearly always meet up with our kids in tow, but that night was a rare adults-only evening. […]

Want Stylish Shoes That Last for Years? Try Frye

I hate how stereotypically girly this sounds, but I really like buying shoes. Well, no — I don't like buying shoes. I like having shoes. I like having cute shoes. […]

Best Deals for Friday 07/19

Link for teaser title:  http://www.wisebread.com/deals Crocs Shoes: Up to 75% off, 10x10-Foot Greenhouse $130, Sevylor 2-Person Inflatable Kayak $75, and more! […]

Make Your Own Eco-Friendly Dryer Sheets

Not only is this laundry solution seriously smart, it is also awesomely eco-friendly. For only pennies, you'll have dryer sheets that can be used over and over and over again. What makes these dryer sheets better than their store-bought counterparts is they can be personalized with your favorite scent and are free of any toxic additives. […]

Time your spending and save big

This post, written by Lisa Schlosberg, comes from our partners at QuickenLoans.com. Controlling your financial situation requires paying attention to where you spend and what you’re buying. But to be really successful, you should start to consider when you shop as well. […]

Best Money Tips: Questions to Ask When Buying a Used Car

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on questions to ask when buying a used car, summer fun for frugalists, and resume tips and tricks. Top 5 Articles 8 Questions to Ask When Buying a Used Car — When buying a used car, be sure to ask for an accident record and maintenance records. […]

9 Places to Go to Beat the Summer Heat

Link for teaser title:  http://www.wisebread.com/9-places-to-go-to-beat-the-summer-heat From pools to libraries and much more, stay cool without raising your electric bill by visiting one of these inexpensive (or free!) spots. […]