July 26, 2013

Using the Decoy Effect to Your Advantage

First, let’s talk about what the decoy effect is: The decoy effect is the phenomenon whereby consumers will tend to have a specific change in preference between two options when also presented with a third option that is asymmetrically dominated. […]

How to Make a Will

How to Make a Will In 11 Steps While it may seem much easier just to let the legal system divvy up your funds (joke intended), more often than not, the assets wind up in probate and eventually claimed by an estate company or probate courts, which can turn into a nightmare. […]

Replace the Dollar Bill With the Dollar Coin: The COINS Act

A proposal has been floating around Congress for the past few years, and it should save taxpayers $4.4 billion over the next thirty years. The Currency Optimization, Innovation, and National Savings (COINS) Act would replace the $1 bill with the $1 coin. The $1 coin has been in production and circulation since 2000, with an extra publicity boost when the U.S. […]

The Value of a Good Reputation – and How to Build One

“The way to gain a good reputation is to endeavor to be what you desire to appear.” – Socrates All of us have friends and family with different reputations. Some of our friends and family are rock-solid people that you know you can rely on when you need them. All you have to do is give them a call and they’ll be there. If there’s a project to be completed, they’ll help out. […]

SteveDH, June 2013 Net Worth

Naked With Cash is the year-long series on Consumerism Commentary where seven readers’ households share their financial progress on a monthly basis. I’ve partnered with financial planners who will offer some guidance along the way. Read this introduction to learn more about the series. SteveDH is retired, and he and his wife have two grown kids. […]

Your Take: Restaurant Week!

Today marks the first day of Baltimore’s Restaurant Week (and the second week of Howard County’s Farm 2 Table Restaurant Week), and an opportunity for diners to try out nice restaurants at a discount price. […]

Spare change: Identity theft edition

Several years ago, my husband and I went on our annual family camping trip in Terlingua, Texas, right outside of Big Bend National Park. As usual, on our way out, we stopped in Alpine to gas up. My dad paid with a credit card, and we got on the road and headed home. But a few days later, some unusual charges appeared on his account. […]

Best Deals for Friday 07/26

Link for teaser title:  http://www.wisebread.com/deals Toothbrush Head Refill 12-Pack $10, Frye: Up to 60% Off, Target Furniture Clearance: Up to 70% off, and more! […]

4 Easy, Natural DIY Facial Products You Have to Try

In today's beauty industry, there's a shift happening where more brands are focusing on using natural ingredients in their products to solve a number of skin ailments. While many of these products carry a hefty price tag, there are some ways to get around the sticker shock by making them yourself. Here's a collection of easy-to-make formulas that use many ingredients already in your kitchen. […]

Best Money Tips: Cheap Nights Out With Your Family

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on cheap nights out with your family, winning interviews, and avoiding a garage sale letdown. Top 5 Articles 5 Cheap Nights Out With Your Family — Watching university sports games is a great way to have a cheap night out with the family. […]

Happily ever after: The rise of virtual retirement villages

This article, written by Leah Ingram, comes to us from our partners at LearnVest. When Mary Flournoy, now 67, retired from her job as a librarian in 2011, she was hardly ready to move to a retirement home and spend the rest of her days in a rocking chair. […]

8 Things You Must Do to Throw a Frugal, Fun Backyard Party

Believe it or not, the days are already getting shorter. That means now is a great time to host a little soiree to celebrate the remaining days of summer and create those wonderful memories of time well-spent with family, friends, and neighbors. […]