August 1, 2013

The Frugal Birthday List

My immediate family has a tradition of celebrating birthdays. Everyone gives a gift to each other that involves a surprising amount of thought and planning. […]

Many Low-Income Families Can’t Use Mainstream Banking Even If They Wanted

I’ve written previously about many different reasons households, particularly those in locations where families typically have low incomes and those in areas where certain minorities constitute a majority of households, are more likely to take advantage of the high-cost alternative banking system including payday loans and check-cashing storefronts. […]

When Should You Put Yourself First with Your Finances?

We’re often told that selfishness is a real problem. We’re supposed to be helpful to others, and giving. In our society, giving to charity and helping family and friends are considered virtues. But are there times when it makes sense to be a little selfish? […]

I Lost My Job Now What?

Restarting Your Life You Lost Your Job If you find that you are asking yourself “I lost my job now what?” you have come to the right place. Although you didn’t plan it, you’ve lost your job and suddenly are faced with the prospect of starting over in your career or finding a completely new one. […]

Reader Mailbag: Writing Preparation

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Investing small amounts 2. Overcoming jealousy 3. Nutrition versus budgeting 4. Percent into 401(k)? 5. Improving credit score 6. Best self-improvement books? 7. Charging boyfriend rent 8. Lying spouse 9. […]

Why We Use a Charitable Gift Fund

A few years ago, I mentioned we were going to open up a Fidelity Charitable Gift Fund to help facilitate our charitable giving. When I was growing up, my parents didn’t do any charitable giving the way Americans do – donating to their favorite charities or philanthropies. For our family, our charitable giving was in the form of sending money back to grandparents and relatives. […]

You Are the Boss of You: How to Find Success with Life and Money

Note: This article is from J.D. Roth, who founded Get Rich Slowly in 2006. It marks his return as a contributor to this site. J.D.’s non-financial writing can be found at More Than Money. “What do you think is the difference between successful people and unsuccessful people?” an interviewer asked me earlier this week. […]

Wear Frozen Clothes and 9 Other Ways to Beat the Heat

With heat waves sweeping across the U.S. and other countries, you’re probably feeling hot right about now. So am I. But before you reach for the air conditioner switch, resist the call for instant gratification and try out these energy-saving methods for cooling off. (See also: 9 Places to Go to Beat the Summer Heat) 1. Wear Frozen Clothing Weird, right? […]

Best Deals for Thursday 08/01

Link for teaser title:  http://www.wisebread.com/deals Fares to Florida from $178 roundtrip, Augason Farms 1-Year Food Supply $899, Gillette Razor Cartridge 40-Pack $42, and more! […]

Investment Allocation by Age: Birth to 10 Years Old

At first glance, this headline may seem ridiculous. Little Johnny's going to start building his portfolio before he's out of diapers? Little Susie will shun Barbie dolls in favor of shares of Mattel stock? (See also How to Financially Educate Your Children) In the first decade of life, investing is mostly something done on behalf of a child. […]

Best Money Tips: Save When Building the Home of Your Dreams

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on saving when building the home of your dreams, getting money in a hurry, and finding a great financial adviser. Top 5 Articles 18 Ways To Save When Building The Home Of Your Dreams — When building your dream home, do your research before you build and find what you need before you need it to save money. […]

The 6 Best Lawn Mowers

Having the right machine can make mowing the lawn significantly easier. There are a lot of factors to think about when choosing a new lawn mower, so here at Wise Bread, we've narrowed down the selection to our top six. (See also: Shopping Calendar: The Best Time to Buy Anything) What Is a Lawn Mower? A lawn mower is a machine that uses rotating blades to cut grass down to an even height. […]

Thank You and Follow-up

The following is an excerpt from the book Cut the Crap, Get a Job! a New Job Search Process for a New Era. It's the last one I will be running in this series.Many people forget the post-interview work that needs to be done during a job search. They assume the interview happens, they either get the job or don't get it, and it's over. […]