September 2013

Is Your Future Optimistic, Pessimistic, or Realistic?

When I think of my future, it’s reasonably bright, but I think it’s realistic. I envision my children growing older. I envision one of them – and I’m not sure which one – being traditionally successful, one of them rebellious and then finding their footing a bit later, and one of them struggling, which is almost what you’d expect from three children. […]

Are your genes influencing your investing decisions?

We hear a lot about money personalities, and how they influence our financial decisions. But why do you have the money personality that shows through in your life? What’s behind it? The answer might be in your genes. When it comes to the decisions you make with regard to financial risk, research shows that your [...]Are your genes influencing your investing decisions? […]

SteveDH, August 2013 Net Worth

In Naked With Cash, seven anonymous Consumerism Commentary readers publicly track and analyze their finances on a monthly basis. For almost a decade, I tracked my own finances on Consumerism Commentary; now I’m sharing the benefits of public accountability with the participants. I’ve partnered with financial planners who will offer some guidance along the way. […]

The 5 Best Standing Desks

Standing desks are all the rage these days due to an increasing number of studies warning about the health risks of sitting for long periods of time. Although popular in the 18th and 19th centuries among the wealthy, standing desks have recently been making a comeback among those who work in front of a computer all day long. […]

5 Best Amazon Deals for Monday 09/30

Free App of the Day: FlipPix Art - Simple Pleasures - An old Japanese logic puzzle takes on a new look with FlipPix Art. Use logic to determine which tiles should be filled to reveal a hidden picture. 50% Off Summer Tees - Last chance savings on summer Tees. […]

Best Money Tips: Save $1,000 by Black Friday

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on saving $1,000 by Black Friday, finding the right life insurance policy, and getting the best deal on a fridge. Top 5 Articles How to Save $1,000 by Black Friday — Dropping your landline and driving less can help you save $1,000 by Black Friday. […]

Stuck in a Rut? 12 Things You Can Do to Help You Find Your Calling

Stuck in a job you hate but don't know how to get out of because you just simply don't know what to do? Figuring out what you want to do can be scary, because there's a possibility that you may be leaving the familiar behind. But finding a job that's your calling can really make a positive difference in your life. […]

Don't Fall for These Common Obamacare Scams

As the Patient Protection and the Affordable Care Act, aka Obamacare, begins to roll out, health insurance scams linked to the law have been proliferating. Consumer advocates fear the scams may become even more common as health insurance exchanges come online. (See also: Understanding the ACA's Health Insurance Exchange) The Obamacare scams are many and varied. […]

Reader Mailbag: Building New Relationships in the Community

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Traditional or Roth 401(k)? 2. Anticipation with letdown 3. Invest or pay off debt? 4. Weird allowance problem 5. Which loan first? 6. Online spending habits 7. Children sharing a bedroom 8. Freebies from conventions 9. […]

20 Places Where You Can Always Shop for a Worthy Cause

Shopping can be even more rewarding when you know your purchase also goes to helping those in need. While some mainstream retailers promote socially conscious shopping through one-off charity products from time to time, plenty let you buy terrific products and promote the greater good all year 'round. (See also: Easy Ways to Support Charity) 1. […]

How do you get 3 million miles out of 1 car?

There’s a certain satisfaction to getting the maximum possible use out of something you bought — squeezing the last bit of toothpaste out of the bottom of the tube, wearing a pair of jeans until they pretty much collapse into a pile of rags, etc. But you’d have to work pretty hard to get more [...]How do you get 3 million miles out of 1 car? […]

How to make room for redecorating in your budget

This article is by staff writer Lisa Aberle. After living in apartments with white walls for most of my adult life, I was excited to become a homeowner when my husband and I got married. Paint options! Landscaping! Curtains! My house was a blank canvas, just waiting for me to decorate it. Well, the decorating buzz wore off quickly after I found out how expensive everything was. […]

My Real Estate Objectives and Strategy

This article originally posted on Wealth Lion, but I wanted to have it here. The piece reflects my plans and thoughts when I first got into real estate investing (which was about a year and a half at this point). […]

Marriage and money: Sharing the load

Over the past 30 years, I’ve had ample opportunity to see how married couples handle their finances. Some do a better job than others, but in general it is healthier for those finances — and the marriage itself — if both spouses take the attitude that they are in this thing together. […]

Loosening Up After Getting Out of Debt and More Articles

Editor’s note: A few times a month, Lance from Money Life and More will stop by to share some of the best articles from across a variety of publications, including other blogs and mainstream media. It may seem like I’ve fallen off the face of the earth here on Consumerism Commentary over the last two months and I apologize for that. […]

New Kinds of Victory Gardens

Victory Garden Program. Secretary Plowing Boston Common 04/11/1944. Courtesy U.S. National Archives. I’ve always been fascinated by the idea of victory gardens. […]

Mistakes – and Successes – of the Week

As I’ve mentioned many times, I spend an hour or two each weekend simply reflecting on my life and goals. I look ahead, not only at the following week, but at long term goals as well, and I ask myself whether I’m on the right track with them. At the same time, I look back over the week, clear out any little tasks left undone, and spend some time reflecting on those days. […]

Let your car insurance company spy on your driving?

There are big changes in the way car insurance gets priced coming, and you’ve got a chance to get in on them now. Question is, do you want to? All the information car insurers have collected on you in the past — your age, your credit score, whether you’re married, whether you made the honor [...]Let your car insurance company spy on your driving? […]

Reader Story: Free at last

This guest post is from Mary Newcome. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want to submit your own reader story? Here’s how. I remember what it was like to live in my first apartment at age 17. […]

Guilt and funeral arrangements: Not a bargain

A friend from college shared a funny picture from his calendar. The content of the sign: Funerals 50% Off He asked what a half-off funeral might be. I said: “One foot in the grave.” Then he asked me if the Mighty Bargain Hunter approves. […]