September 19, 2013

The Hidden Holes: Revisiting Rocks and Sand

Let me run you through my schedule for today, just using a simple example. I wake up at 6 AM to shower and make sure the kids have everything they need for school. At 6:45, I wake them up and get them started on their day with breakfast and a hug before they head off to school. By about 7:45, they’re on the bus, so I devote a couple hours to writing while my mind is still sharp. […]

Obamacare Fraud Alert: Con Artists Prey on Worried Health Insurance Consumers

The Obamacare health insurance exchanges will open for business soon (October 1, 2013), with big changes for health insurance providers and consumers alike. Many Americans have questions about the law's mandates and available plans and who has to buy what from whom. […]

The mortgage tax deduction: beyond the hype

One of the benefits of homeownership that many of us hear about is the mortgage interest tax deduction. After all, how many loans out there provide you with a tax deduction for the interest that you pay? (Student loans and business loans, as well as mortgages.) But are you really benefiting from the mortgage tax deduction? And is it really something that has a big impact on your finances? […]

How to Sell Your Car for the Most Money

Next to selling your house, selling a car will be one of the larger sales you’ll make in your lifetime, and you’ll probably do it many times over the years. In many cases this also means there are thousands of dollars on the line so it’s crucial you take the steps necessary in order to […] […]

JPMorgan Chase Settles SEC Charges Regarding Fraud in 2012

I would have thought that all the shenanigans within the financial industry ended when regulators began looking into causes of the Great Recession. Today, the SEC announced that JPMorgan Chase is settling the charges that lying to investors was part of the method of operation for the company as late as the first quarter of 2012. […]

Blogging Will Enhance Your Public Image and Help You Succeed

One of the most effective ways of boosting your human capital is to publish your well-edited and relevant thoughts in your particular field. Blogging is a great way to communicate with an audience, establish your credibility, and enhance your public profile. Jim Wang is the founder of Bargaineering.com, one of the earliest blogs (along with Consumerism Commentary) to focus on personal finance. […]

Reader Mailbag: Spiritual Journeys

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Life insurance and chronic illness 2. Handling work stress 3. Set back to the edge 4. Handling door-to-door people 5. Credit card dependency 6. Starting self-employment today 7. Collecting experiences 8. Current reading 9. […]

1 question to transform your finances

Talking to Bankrate’s senior financial analyst Greg McBride about investing in gold one day, I asked him why he thought gold was, in general, not a great place for normal people to put their money. His reply was something like, “It’s metal. […]

Thoughts on Financial and Personal Independence

Note: This article is from J.D. Roth, who founded Get Rich Slowly in 2006. After a year off, J.D. is once again writing here at GRS. His non-financial writing can still be found at More Than Money. ¡Saludos de Ecuador! For the past two weeks, I’ve been enjoying my third trip to that seldom-remembered continent, South America. I love this place, and love it more each time I visit. […]

3 Survival Instincts That Harm Investors

I remember as a kid how my inclination toward saving hurt me. One day, during a neighborhood gathering, a boy named Chuck was dispensing malted milk candies to his friends, me included. The other kids ate the candy as soon as they got theirs, but I ate a few pieces and stored the rest. […]

The 5 Best Deep Fryers

Deep frying has gotten a bad rap in these health-conscious times. But if used in moderation, and with the right kind of oil (peanut, safflower, and canola are good choices), a home deep fryer can be a great addition to your kitchen and won't necessarily lead to clogged arteries. […]

Best Money Tips: Fall Trends on a Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on fall trends on a budget, surviving losing your job, and things happy couples do differently. Top 5 Articles 10 Fall Trends on a Budget — Beanies and slouchy pants are two fall trends you can get for under $50! […]

Don't Forget to Nominate Your Favorite Blogs for the 2013 Plutus Awards

Nominations for The 4th Annual Plutus Awards are officially underway! The amazing Luke Landes (aka Flexo) from Consumerism Commentary is bringing back the awards for a fourth time to recognize the best personal finance blogs from around the web! What makes being nominated for a Plutus Award (and just the awards in general) so awesome? […]

4 Questions You Must Ask at Your Next Job Interview

Job interviews can be stressful. Quite often you've focused so much of your energy on making a good impression that the last portion of the interview, when you can ask questions, can leave you with a deer-in-headlights look and make you feel like you've wasted any goodwill from the interviewer. […]

Retiree Interviews

It's no secret that FMF readers have really enjoyed the Reader Profiles and Millionaire Interviews (by the way, if you'd like to be featured in one or the other, please drop me an email.) I think it's because we love to hear the real-life issues that many of us face, told from a variety of perspectives. Today I'm asking for volunteers for a new series in line with the above two. […]

Gift cards at these stores are just about as good as cash

Gift cards are not as liquid as cash.  Gift cards are good for most purchases at a particular store — or a particular set of stores — but nowhere else.  This is why there’s a secondary market for unwanted gift cards: People sell their unwanted gift cards for a discount to face value. They might sell to the buyer directly on eBay.  The buyer gets the card at a discount to face value. They might se […]