October 22, 2013

How to Talk to Young Children About Money

A version of this article first appeared on US News and World Report Money. My six year old daughter has a passion for LEGOs. She loves opening up a new LEGO kit, browsing through the instructions, laying out all of the pieces carefully on the table, and following the instructions step by step to build a model. […]

Cheap, easy DIY Halloween costumes based on reality TV

Alana.ModlinDisclaimer: I love Halloween. LOVE it. Choosing a Halloween costume is one of the highlights of my year. […]

Received a Postcard From Bank of America But No Check?

If you’ve received a postcard from Bank of America informing you that you should expect to receive a check as part of the overdraft lawsuit, but you haven’t received a check, you may be wondering what you can do. Consumerism Commentary receives many questions about these checks because I’ve written about them and the lawsuit itself several times over the past few years. […]

JW, September 2013 Net Worth

In Naked With Cash, seven anonymous Consumerism Commentary readers publicly track and analyze their finances on a monthly basis. For almost a decade, I tracked my own finances on Consumerism Commentary; now I’m sharing the benefits of public accountability with the participants. I’ve partnered with financial planners who will offer some guidance along the way. […]

Isn’t Personal Finance Advice Obvious?

One of the biggest criticisms levied at The Simple Dollar – and pretty much every other personal finance site out there – is that the advice shared on it is really obvious. Spend less than you earn. At its core, that’s really what it all boils down to, after all. There’s a problem with that, though. If personal finance advice is so obvious, why are 76% of Americans living paycheck to paycheck? […]

Why debit cards make you more vulnerable to fraud than credit cards

Claes BellThere are a lot of good things about using debit cards. They force you to limit your spending to the money you have on hand, they don’t leave you vulnerable to revolving debt and interest charges that credit cards can, and you can get pretty kitties printed on the front if you want. […]

5 ways to get over the money blues

This article is by contributor Jeff Rose, CFP. He blogs at Good Financial Cents. In a surprising conversation with a client, I learned that he logs into his account online in the morning and again in the afternoon every single day. What makes this even more peculiar is that our online access gets updated once daily (in the morning) and reflects the previous day’s market close. […]

Ask the Readers: How Do You Have a Frugal Halloween?

BOO! Halloween is almost upon us, and creatures living and otherwise are scrambling to make sure they have a frightfully frugal fun time. How do you have a frugal Halloween? What do you do to save on candy and costumes? […]

5 Best Amazon Deals for Tuesday 10/22

Free App of the Day: Brain Trainer Special Pro - Keep your brain jogging with this simple yet effective app. The more you train specific skills, the better results you’ll see. 55% Off Rockport Men's Dress Shoes - Today only! […]

10 Ways to Have a Cheaper Evening Hanging Out With Friends

The fact that you don’t have a lot of money doesn’t mean spending your evenings at home, alone. For some, hanging out with friends is an excuse to blow all their extra cash on drinks and food. But having fun isn’t about how much you can spend — it’s about the quality time you share with those close to you. […]

How Doing Less Helps You Get More Done

There is a general belief that productivity and organization go hand in hand. And these days, it's common to see people surround themselves with a flurry of online calendars, smartphone apps, and other mechanisms to stay on track in their lives. But the reality is that for most people, the "infrastructure" they use to stay organized can be a source of stress in and of itself. Why? […]

Best Money Tips: Tips To Save Money That Will Blow Your Mind

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on tips to save money that will blow your mind, choosing keywords for your resume, and creating a basic retirement plan. Top 5 Articles Simple Tips To Save Money That Will Blow Your Mind — Save money by avoiding impulse buys. Hold yourself to a budget! […]

Just Saving Isn't Enough: How Cash Flow Allocation Helps You Retire

You've probably heard the term "asset allocation" in discussions about retirement accounts and investing strategies. It's an important concept to understand and apply to your own finances. But don't be intimidated by the term or the complex definitions — the principle is a fairly simple one. […]

Six Figure Interviews 2

Here's the latest in my series of six figure interviews, discussions with everyday people who are making at least $100,000 a year. If you'd like to contribute to this series, drop me an email. Today's interview is with one of my millionaire interviewees, a man who earned $320k last year from his career, and was actually done a few months ago (even before I announced the series). […]