November 18, 2013

Letting go of financial stress

I love the holidays. Family, fun, time off … somehow everyone seems to be more cheerful this time of the year, which makes me smile. But it also means more parties, entertaining, decorating and gifts. Adding a new house and a baby (and the sleeplessness that comes along with it) to the mix this year, the stress of the holidays has slightly surpassed the cheer. […]

How Does One Reach Financial Independence?

Charlotte writes in with a reader mailbag question to which my answer ran a little long: “I understand the goal of financial independence. You want to reach a point where you live off of the interest of your investments. […]

What ‘Final Fantasy’ taught me about finance: Use it or lose it

Dan.MirandaMy first foray into the world of Moogles and Magitek goes as far back as elementary school. In fact, I’ve been playing “Final Fantasy” so long that the game may have actually been the origin of a bad habit it would eventually help me recognize: holding onto things until they’re no longer useful. […]

Money Systems That Lead to Success: Always Ask Questions

Last Thursday, I drove to the place that was my home for four formative years of my life, my undergraduate university. I’ve written before about how the degree and overall course of study during college isn’t directly related to what I do today. Nevertheless, I still feel strongly about the importance of music and arts education. […]

Anne and Matt, October 2013 Net Worth

In the series Naked With Cash, seven Consumerism Commentary readers share their financial progress on a monthly basis. They are joined by Certified Financial Planners who provide feedback on their journey. Read this introduction to learn more about the series. Anne and Matt are twenty-seven years old, living in the Midwest, with two children. […]

Reader Mailbag: Cornucopia

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Food costs while traveling 2. Holiday lodging 3. Non-frugal roommate 4. Fear of returning to school 5. Christmas becoming expensive 6. Can I trust financial advisor 7. Bookkeeping error results in windfall 8. […]

Savings makes you happier than a fun job, eating right or exercising

Claes BellTo achieve maximum happiness, as soon as you finish reading this, you should start eating only spam, quit your gym, and get a horrible but high paying job (patent lawyer or international accountant come to mind). Then, funnel all the extra money into a savings account. […]

Cricket Review: $45 Cell Plan With Unlimited Talk, Text & Data

Earlier this year, cell phone service provider Cricket Wireless sponsored a Wise Bread tweetchat, and our readers were very intrigued by the service. After all, the cell phone industry is notorious for customer-unfriendly policies — locking people into two-year contracts and charging people a lot of money (starting at around $90 a month for a smartphone plan). […]

5 Best Amazon Deals for Monday 11/18

45% Off New Balance Running Shoes for Women, Men, and Kids - Today only! Save 45% on New Balance running shoes, including road and trail styles for women, men, and kids. Swingline Stack-and-Shred Hands Free Shredder $79.99 (from $299.99) - Save $220! By eliminating the need to manually feed papers, you can work on other tasks while the shredder shreds for you. […]

The Ultimate Guide to Flying During the Holidays

Flying during the holidays is never fun. Between delayed flights, cranky travelers, and long security lines, it often seems easier to just stay home. Thankfully there are a few things you can do to better navigate the process so that you still show up to our destination ready and able to celebrate. […]

Review: FlexScore, part 2 (the website)

This article is by staff writer Honey Smith. There are many personal finance books and tools out there, useful to people in all stages of personal finance. I have a lot to learn before reaching financial independence, and the editorial elves thought it would be useful if I shared some of what I learn with you. […]

Best Money Tips: Save a Fortune When Buying a Car

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on saving a fortune when buying a car, Black Friday sales to shop now, and sensible saving tips for a family. Top 5 Articles How to Save a Fortune When Buying a Car — Doing your research and getting the inside scoop can help you save a fortune when buying a car. […]

15 Unique Holiday Gifts You Can Bake

Baking is one of those things most people look forward to around the holidays — the cookies, the cakes, the breads — oh my! They're fun to make, and they're some of the best, most frugal, oh-so-thoughtful gifts you can give. […]

The Best Way to Maximize Your Investment Return

Remember when I told you that the mainstream financial media gets it wrong when they use "income" instead of "net worth" to describe wealth? Well, they do many Americans a similar disservice when they focus on return rate to the exclusion of other investing factors which, as it turns out, are both more important and more within our control. But I'm getting ahead of myself a bit. […]

Auto-Pilot: Good for Planes, Not Finances

We all do it: sign up for services that suck money monthly from our accounts, then forget about them. How much are you wasting on things you could pay less for or drop entirely? […]