November 24, 2013

(Almost) Everything Useful I’ve Learned about Personal Finance in Ten Sentences

It’s not really that complicated. 1. Spend less than you earn. 2. If you’re facing a pile of debts, make minimum payments on all of the debts but the one with the highest interest rate, then make the biggest payment you can each month on that high one. 3. […]

SteveDH, October 2013 Net Worth

In Naked With Cash, seven anonymous Consumerism Commentary readers publicly track and analyze their finances on a monthly basis. For almost a decade, I tracked my own finances on Consumerism Commentary; now I’m sharing the benefits of public accountability with the participants. I’ve partnered with financial planners who will offer some guidance along the way. […]

The Reliable People

Everyone has a mix of reliable and unreliable people in their lives. Reliable people are the ones that come through time and time again when they promise something. Unreliable people might come through sometimes, but you can’t depend on their word. Most people tend to want to collect reliable people in their lives. […]

To get spending in check, ‘Be Thankful For What You Got’

Claes BellThanksgiving is one of my favorite holidays, and not just because it involves eating a ton of turkey. What’s really cool about it is it’s a celebration of gratitude, one of the most noble of human impulses — and also a useful tool for getting your act together financially. […]

Reader Story: Yes, you can do yoga on a budget

This Reader Story is from GRS reader Charu. He loves staying physically active and has recently gotten addicted to yoga. You can check out his free e-book on yoga for beginners at his blog, strongyogi.com. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. […]