December 12, 2013

Capital One 360 Bank review

Capital One has been a major player in the credit-card arena. They expanded into the retail-banking space by acquiring three regional banks — Hibernia, North Fork and Chevy Chase Bank. They became one of the ten largest banks in the nation based on deposits after acquiring ING Direct. ING Direct was one of the most popular online savings banks among financially savvy consumers. […]

What To Do With All That Change

We continue to use the envelope system to manage our cash.  We also have three kids, who get paid for some chores – so we always have change around our house. My son, in particular, likes to collect coins.  Right now, he’s into sorting pennies and saving a few in his coin collecting books.  Once he goes through a roll of pennies, he’ll keep the ones that he needs for his collection, and put the re […]

Five Simple Tactics for Keeping the Winter Chill Out

It is cold here. Really, really cold. During the day, I usually turn the temperature in our house down fairly low. I work on the top floor, where it’s usually a few degrees warmer than other parts of the house, and I wear layers of clothes and warm socks. […]

Reader Mailbag: Friends After School

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Alternative sources for student loans 2. Early writings 3. Reusing packing materials 4. Is newspaper gift wrap okay? 5. It won’t sell on Craigslist! 6. Home equity for credit cards? 7. Savings bond question 8. […]

What to do when you realize there’s no way in hell you can pay your student loans

Kristin WongEver feel like there’s no way you’ll ever pay back your student loans, even if you work 80 hours a week and never paid a dime to anyone but Sallie Mae? Or sell off your organs one-by-one on the black market? Or … well you get the idea. […]

Anyone can start a side business

Note: This guest post is from Jim Wang of Microblogger, a blog about entrepreneurship and how Wang built a seven-figure business. For actionable advice on how to build your own business, join his free newsletter. I believe anyone can start a side business that becomes their full-time business. My first job out of college was writing software in the defense industry for Northrop Grumman. […]

Say No! 7 Reasons Why You Shouldn't Get Married if You're in Debt

Few things in life bring as much joy as an impending engagement and marriage. The anticipation, the planning, the celebration — the promise of marriage — bring out the very best in friends and family. But for young couples in debt, that promise can be soured by the realities. If marriage is part of your short-term plans, here are seven reasons to avoid tying the knot until you're both debt-free. […]

5 Best Amazon Deals for Thursday 12/12

70% Off Gifts for Preschoolers - Today only! Great deals on preschool toys. SanDisk Ultra 32 GB MicroSDHC Memory Card $21.99 - 69% off! […]

10 Great Reasons to Drink Wine

You may view wine as nothing more than a drink to complement your dinner. But while wine has an amazing way of bringing out the taste in certain foods, this isn't the only reason to enjoy an occasional glass. (See also: 10 Affordable Wines) In moderation, wine has many surprising health benefits. […]

Retiree Interviews 2

Here's the latest in my series of retiree interviews, discussions with everyday people who have retired and share their wisdom with the rest of us. My questions are in bold italics and their responses follow in black. Let's get started...Tell us a bit about yourself (age, marital status, kids, where you live, etc.)I'm 62 and have been married to the same man for 35 years. […]

9 Simple Ways to Stop Impulse Buying

Link for teaser title:  http://www.wisebread.com/9-simple-ways-to-stop-impulse-buying Changing your bad shopping habits isn't easy, but these simple strategies can help you lock down your impulse spending. […]

Best Money Tips: Things Not to Do at the Office Christmas Party

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on things not to do at the office Christmas party, dos and don'ts of Christmas giving, and why frugality may be hard for you. Top 5 Articles 12 Things Not to Do at the Office Christmas Party — Don't get drunk or eat like a pig at the office Christmas party. […]

The 5 Best Home Theater Projectors

For those who are a bit more ambitious in setting up their home entertainment systems, a television might not be large enough. If you're looking to maximize the size of your screen, a home theater projector might be the right machine for you. Projectors have gotten less expensive while their image quality has steadily grown higher. […]