December 14, 2013

Tools That Rock

I am an amateur wood-worker.  Right now, I am working on a few Christmas gifts for friends and family.  I thought I’d share a few of the tools that rock – and make wood-working fun. Last year, I purchased the PORTER-CABLE 20-volt Lithium Ion Impact Driver. Man, this is one awesome tool. It is powerful – and perfect for outdoor jobs. I used mine to build a deck for my shed. […]

Teaching Children Frugality

One of the most rewarding aspects of being a parent is watching as your child’s mind grows. An infant relies on you for virtually everything, but as time passes, that infant becomes a toddler, then a child. At each step – seemingly on a daily basis – that child’s ability to make decisions and think things out becomes stronger and stronger and stronger. […]

Ten Pieces of Inspiration #156

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

How We Paid Off Our Credit Card Debt

Several years ago, my wife and I paid off our credit card debt.  Here’s how we did it - We changed our spending habits. We stopped using our credit cards and started using the envelope system. We started to have weekly budget meetings and created a zero-based budget. We reduced or eliminated non-essential monthly expenses. We created a debt reduction plan. We chose to follow the debt snowball, ill […]