December 16, 2013

Bank Review: CIT Bank

If yours is a small business or middle-market company, one source you may turn to for financing or leasing capital is CIT Group, a 105-year-old New York City-based firm. CIT Bank, a division of CIT Group, Inc., is an FDIC-insured institution that assists consumers in much the same way that its parent company has helped finance business activity. […]

When to Skimp and When to Spend More for Quality

Two of the biggest principles of frugality often seem to point people in opposite directions. On one side, we have the idea of minimizing the amount you spend. […]

Help a Reader: Using the Right Card

Here's an email a reader recently sent me: My parents will be visiting me in Chicago this March. They are coming from South Asia and I would like to take care of their flight fares. I am trying to use points+fare for the trip.I currently have: Chase Freedom Amex Blue cash Amex Blue cas preferred Amex Fidelity I used to have Chase Sapphire preferred until 2 months ago. […]

Is Your Alma Mater a Worthwhile Charity?

I attended two colleges. My undergraduate degree was earned at a university that is considered both private and public; it has a private charter and obtains a good portion of its funding from the private sector, but it does receive some state assistance and was a land-grant university. […]

Reader Mailbag: Budgeting Systems

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Financial complainers 2. Seasonal affective disorder 3. Giving gift of time 4. Writing about others 5. Beating the market 6. Parents kicked me out 7. 401(k) basics 8. Real estate going up? 9. Wallet safety? 10. […]

5 steps to punch a denied health insurance claim in the face

Kristin WongHealth insurers are in business to make money, and one way they can increase profits is denying claims. And they do. A lot. About 200 million health insurance claims are denied annually, according to the AARP. While that might be great for insurers’ shareholders, it sucks for patients. […]

The Secret to Succeeding at Absolutely Everything

As the Olympics Games in Sochi approach, there's one story we'll hear again and again — the one about the athlete who emerged from injury, personal hardship, or the back of the pack to win Olympic gold. Those are the Olympic stories most people love, and these athletes inspire us because the best of the bunch refuse to give up, under any circumstances. […]

5 Best Amazon Deals for Monday 12/16

50% Off Cutlery - Great cutlery deals for the Holidays, including cutting boards, knife sets, and more. 50% Off Toys for Boys - Including Thomas the Train, VTech, LEGO, and more! Baby & Toddler Toys Under $20 - Dozens of baby and toddler toys! Stuffed Animals Under $10 - Great stocking stuffers! 70% Off Tactical Knife Markdowns - Choose from a variety of designs and styles. Want more deals? […]

Best Money Tips: Money Moves to Make Before 2014

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on money moves to make before 2014, holiday traditions to avoid, and profiting from broken electronics. Top 5 Articles 5 Money Moves to Make Before 2014 — Before 2014 hits, make your charitable contributions! […]

One way to survive without health insurance

This article is by staff writer Lisa Aberle. When I was considering leaving my full-time job, I had some concerns. My main concern? Health insurance. And it wasn’t just me. Since my husband didn’t have health insurance coverage through his job, he had been covered under my policy for years. Plus, we were going to be adding kids to our family, so we needed to think about them too. […]

10 Worst Ways to Pay Off Your Credit Card Debt

Do you find yourself swimming in debt? Are you willing to do whatever it takes (within reason) to rid yourself of this debt as a means of getting your finances back on track? (See also: Which Debt Repayment Strategy Is Best for You?) If you answered yes to both these questions, don't do anything just yet. […]

25 Great Gifts for $5 or Less

Link for teaser title:  http://www.wisebread.com/25-great-gifts-for-5-or-less Need some non-crafty, hardly homemade gift ideas, all for less than $5? Here are 25 with something suitable for nearly everyone on your gift list. […]

Six Figure Interviews 9

Here's the latest in my series of six figure interviews, discussions with everyday people who have grown their incomes to at least $100,000 annually. My questions are in bold italics and their responses follow in black. Let's get started... Tell us a bit about yourself (age, marital status, kids, where you live, etc.) I am 30 years old, male, married, and without kids. […]

Unusual Gift Ideas for a Memorable Holiday Season

Link for teaser title:  http://www.wisebread.com/unusual-gift-ideas-for-a-memorable-holiday-season Every year I struggle to find meaningful gifts for relatives that they will appreciate instead of adding to the clutter of "stuff" they own. Here are a few of my favorite ideas. […]

Why New Year’s resolutions fail and what to do differently next year

Have you started thinking about New Year’s resolutions? Do you want to lose weight in 2014, save more money or spend more time with family? I know I do. And research shows that roughly half of all Americans are hoping to do the same. Still, of those who resolve to make it happen, only a tiny percentage will keep their resolutions. […]