January 6, 2014

Four Expenses I Couldn’t Dream of Having Ten Years Ago

Having my own business, and an eventually successful one at that, has changed my life — but it hasn’t changed it much. I was forced into frugality by necessity in 2001, a few years after I graduated from college and was growing deeper into debt. […]

Children, Failure, Careers, and Money

Like virtually every parent in the world, I want to see my children succeed. I love it when they take on something challenging and then overcome it. This is a big part of the parenting philosophy that Sarah and I hold. […]

Reader Mailbag: Cold Weather Frugality

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Photos instead of heirlooms 2. Making your own clothes 3. Children financially contributing to gifts 4. Moving service or truck? 5. Trading in high mileage car 6. Group travel 7. Mortgage pay down time? 8. […]

Why toilet paper was the best thing I got for Christmas this year

Alana.ModlinWhen I was little, about once a month the most glorious package would arrive at our house. It was from a far-off land called Brooklyn, sent by one of the most magical women on Earth, my Grandma. […]

The 5 Most Common Ways People Derail Their Retirement

The following is an excerpt from Emily Guy Birken's new book The 5 Years Before You Retire When I was a child, I struggled with perfectionist tendencies and would get very angry with myself whenever I made a mistake. My mother used to reassure me by saying, "Everyone makes mistakes. […]

15 Easy-to-Pack, Delicious, and Cheap Airline Snacks

You can almost always expect a delay at the airport these days, which means that you could be stranded for hours eating expensive grub in the terminal or forced to scarf down something from the limited selection of onboard snacks in hopes of holding yourself over until you arrive at your destination. Unless you've prepared, of course. […]

Best Money Tips: How to Become a Morning Person

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on becoming a morning person, ways to avoid common bank fees, and financial resolutions to keep in 2014. Top 5 Articles How to Become a Morning Person — Want to become a morning person? Try to relax before bed. […]

Honey’s financial goals for 2014

This post is by staff writer Honey Smith. Now that I’ve taken stock of where I’ve been in 2013, I’m ready to set goals for 2014. I want my goals to be ambitious, realistic, and personal in addition to being SMART goals. They should also take into account my goals for the previous year. This includes whether or not the goal was achieved and how easy it was to achieve. […]

6 Ways to Always Have Something Interesting to Say

No matter the situation, having something interesting to say is an asset. It attains that elusive quality of making yourself appear much smarter and more interesting than you actually are. No matter what your IQ is, having a little extra conversational boost is going to make you appear infinitely more fascinating and impressive to those around you. […]

30 Steps to Great Finances: Steps 7 through 9

Welcome to the third post in the series 30 Steps to Great Finances series! If you missed the first two posts, you can find them here: 30 Steps to Great Finances: Steps 1 through 3 and 30 Steps to Great Finances: Steps 4 through 6. Today we'll detail steps seven through nine that will take anyone from financial zero to financial hero. […]

The world as we know it

I have a brother who is a history teacher, and a son who is on his way to becoming one. For me, history was one of my least favorite subjects in school, but now it represents a major portion of my reading. Studying financial history early in my career may have been the turning point. […]