January 20, 2014

Automating Small Decisions

We have a programmable thermostat in our home. Twice per year, we change the programming on that thermostat – we have a set of “winter” temperatures and a set of “summer” temperatures that we put into the thermostat. The house’s temperature varies depending on our typical daily schedules which minimizes our energy usage. […]

5 Best Amazon Deals for Monday 01/20

70% Off or More on Women's Designer Shoes - Shop brands like Taryn Rose, Kate Spade, and Marc by Marc Jacobs. 50% Off Men's New Balance Running Shoes - Choose from 100 styles. $5 Albums - Amazon offers thousands of albums for $5. 70% or More on Tees for Boys - Shop Calvin Klein, Hurley Boys, Marvel, and more. 51% Off Hit Action Movies - Choose from top movies like Zero Dark Thirty, Olympus Has […]

LastDollar Net Worth, December 2013

In Naked With Cash, seven anonymous Consumerism Commentary readers publicly track and analyze their finances on a monthly basis. For almost a decade, I tracked my own finances on Consumerism Commentary; now I’m sharing the benefits of public accountability with the participants. I’ve partnered with financial planners who will offer some guidance along the way. […]

Reader Mailbag: Soups

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Radical change in career path 2. Organizing ideas for a book 3. Biweekly mortgage payments 4. ACS student loan and bankruptcy 5. Self-employment income and taxes 6. Target credit monitoring 7. Avoiding the money trap 8. […]

Are TV's Extreme Cheapskates Going Too Far?

There's a new show on TV causing quite a lot of buzz amongst frugally minded people like myself. It's called "Extreme Cheapskates," and just like a similar show called "Extreme Couponing," it tells the stories of people who go above and beyond to save money. […]

Book review: “Personal Finance for Dummies, 5th Edition”

This post is by staff writer Honey Smith. There are many personal finance books and tools out there, useful to people in all stages of personal finance. I have a lot to learn before reaching financial independence, and the editorial elves thought it would be useful if I shared some of what I learn with you. […]

Best Money Tips: Tips to Get in Shape Without the Gym

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on getting in shape without the gym, tactics for remembering names, and what to do if you've been the victim of identity theft. Top 5 Articles DIY Fitness: 10 Tips to Get In Shape Without the Gym — To get in shape without the gym, use technology to help track your progress and commit to run a race or marathon. […]

8 Personal Finance Lessons From "Parks and Recreation"

The NBC show "Parks and Recreation" is dense with commentary on the dysfunction and gridlock of government. But the show also has much to offer for those seeking lessons in how to manage money. […]

Two Books that Will Change Your Financial Life

I get asked all the time if I can recommend a good book on money management. I can actually name two, but more on that in a minute. I have read hundreds of books on all sorts of financial topics -- general money management, investing, retirement, and on and on. Unfortunately the vast majority of them aren't worth the paper they are printed on. […]

Making smarter investments in education

I recently signed what I’ve been assured will be my last tuition check. My younger son, who is finishing up grad school, looked at me with a mixture of bemusement and annoyance when I referred to it as “my day of jubilee,” but who wouldn’t celebrate having such a big expense removed from their annual budget? Also, I’m happy because it’s been a good investment. […]