January 21, 2014

Five Ways to Keep Good Money Choices in Mind All Day Long

This article first appeared at U.S. News and World Report Money. Personal finance rests on a bedrock of choices. Each day, we’re faced with thousands of little decisions, many of which have financial implications. […]

Why Do You Feel Worse Off Financially?

Gallup’s annual “Mood of the Nation” poll sampled 1,018 adults from across the United States earlier this year, and the results show that more Americans say they are worse off financially right now than they were a year ago. 42 percent of the respondents consider themselves to be worse off, 35 percent say they are better off, and 22 percent claim to be in the same financial position. […]

Replacing Regular Purchases With One-Time Purchases

Going to the grocery store is an exercise in frustration. Why? Almost everything you buy there is consumable. You buy it. You eat it or use it. Next week, you have to go back to the store and buy more. […]

Ask the Readers: Do You Have a Gym Membership?

Gym memberships are especially popular in the winter, what with exercise-related resolutions and cold weather that's less than great for outdoor activities. As such, you probably won't get the best deal at this time, but access to a gym's facilities and personal trainers is still worth the cost for many people. Do you have a gym membership? Is it a worthwhile expense for you? Why or why not? […]

15 Packing Secrets From a Professional Traveler

I have been living out of my luggage since 2007 — literally. I sold everything I owned to travel the world with one checked bag in tow. And when I get a chance to leave the big bag behind, I travel for months on end with carry-on luggage only. […]

Your investment traffic report for 2014

This article is by staff writer William Cowie. Visitors approaching Denver through the Rocky Mountains usually get a chuckle when they come through the last mountain pass and see these signs on flat stretches of highway: They’re there for a reason: Looks can be deceiving. Truckers, when they get to the easy-going, think the rough stuff is behind them and that they can finally relax. […]

Best Money Tips: Ways to Kickstart Your Inner Cheapskate

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on kickstarting your inner cheapskate, maximizing charity donations, and why you didn't get a promotion. Top 5 Articles 26 Ways To Kickstart Your Inner Cheapskate — To kickstart your inner cheapskate, learn things online and give up junk food. […]

10 Ways to Increase Your Willpower and Be More Successful

Now that the holidays are over, many of us are setting our sights on self-improvement goals. Whether your goal involves fitness, career advancement, or just clearing off your desk by Tax Day, you'll need one thing to reach it: willpower. (See also: 9 Ways to Maintain Motivation) In fact, willpower may be the most important attribute that determines our success in life. […]

Why Our Brains Want to Buy New Stuff, Even When We Don't Need It

Ask anyone why they want new things, and you'll get almost the same answer from each of them: It will make their lives better. Or at least, that's what they believe. It's not a new concept, and we're all aware of it, but that doesn't stop us from either buying impulsively or fighting the desire to buy new things. […]

Millionaire Interviews 18

Here's the latest in my series of millionaire interviews, discussions with everyday people who have practical tips and insights into growing and managing wealth. My questions are in bold italics and their responses follow in black. […]