February 7, 2014

Bargains and availability: just-in-time grocery shopping

We’ve saved a bit of money on some of our staple grocery items by not buying them in the store.  Services like Amazon’s Subscribe and Save and Walmart’s Home Free™ Shipping let us get a number of items we use regularly at quite a bit of savings. The problem with bargains Buying from here works great … except when it doesn’t.  Apparently we’re not the only ones that have found these great deals, an […]

Avoiding the Comfort Zone

It is easy to become comfortable and complacent. You get a job. You work there for a few years. You get to know the people there and the routine. You earn a few perks for being there for a while, such as a bit of additional vacation. It’s easy to just settle in and ride. You wake up to your financial situation. […]

Living on Last Month’s Income

Will writes in: “During the winter Steam sale I picked up You Need a Budget because I remembered you recommending it a few times. I’ve started using it and it’s pretty good, but I wanted to ask you about their four rules of cash flow especially the one about living on last month’s income. […]

Your Internet passwords stink, but it’s not (completely) your fault

This post comes from Sean T. Johnston at our partner site Zing. If you’re like most Americans, you probably don’t pay much attention to creating impenetrable passwords for your online accounts. According to Splashdata, an online password provider, the list of the top online passwords are just terrible from a security standpoint. […]

‘Multilevel marketing’ schemes like Herbalife, Amway and Juice Plus are bullshit and here’s why

Claes BellYou probably know someone (or multiple people if you’re particularly unlucky) who has tried to sell you so-called “multilevel marketing” products such as Herbalife, Amway, Juice Plus, Avon, Mona Vie, Vemma or Arbonne. […]

13 Things Successful People Do Every Morning

While there are many factors that influence a person's success, those who have discussed their preferred habits or have documented their own tricks of the trade seem to have several common denominators when it comes to reaching their goals. Many of these commonalities involve the morning routine. […]

Ask the Readers: What do you do when someone constantly hits you up for money?

A few years ago, I wrote about how to lend money to friends without letting it ruin the friendship. To quickly recap, a friend needed help paying the rent. She had never asked me for money in all the years we’d been friends, so I knew she had to be in a pretty desperate situation. […]

Best Money Tips: Legal Sources of Non-Taxable Income

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on legal sources of non-taxable income, the happiest jobs around, and how to score a deal without leaving a store's website. Top 5 Articles 15 Surprisingly Legal Sources of Non-Taxable Income — Gifts up to $13,000 and contributions to a health savings account are legal sources of non-taxable income. […]

10 Things You're Paying Too Much for When You Travel (and How to Pay Less)

You may eagerly anticipate a getaway or a weeklong escape, but traveling isn't always a bargain. The cost of airfare, hotels, transportation, food, and entertainment can hit your pocket hard. And if you don't plan well, you can easily overspend in these areas. […]

Now Is the Best Time in Years to Do a Credit Card Balance Transfer

One of the most frustrating realities in personal finance is the high rate charged on credit card balances. Even if you pay more than the minimum each month, the high interest rate severely limits the effectiveness of your payment. Whether you are trying to deal with holiday debt or take control of your finances, a balance transfer can be just the thing. […]

Millionaire Interviews 20

Here's the latest in my series of millionaire interviews, discussions with everyday people who have practical tips and insights into growing and managing wealth. My questions are in bold italics and their responses follow in black. […]