February 11, 2014

Get rid of a cash back credit card? Why?

I very much like my rewards credit card.  One of the dumber things I’ve done is not getting one sooner.  I mean, it’s downright silly not to have one if you use the credit card for convenience only, and not for spending beyond your means.  The only thing better than free float is to be paid for it! Frugal Toad had a post that caught my attention:  Is it time to trade in your cash back credit card? […]

Should the US Postal Service Offer Basic Financial Services?

The U.S. Postal Service could offer basic banking services to customers, many of whom do not have reliable and affordable access to mainstream banking products like savings accounts and forms of credit. From the moment I heard this, it sounded like a bad idea. Not long ago, discussions about the U.S. […]

Financial Problems and the Three Ps

Recently, I found myself browsing through a book called Learned Optimism by Martin Seligman. The idea behind the book is that an optimistic approach is the best way to handle the problems that life throws at us. I was particularly struck by Seligman’s comparison of how optimists and pessimists handle problems. […]

Ask the Readers: Do You Prefer Ebooks or Printed Books?

There are many great things about ebooks, and there are many redeeming qualities of a printed tome. Ebooks are relatively cheap, paper-free, and easy to take where you go. Traditional books, as physical objects, are easier to share — and many people simply enjoy the tactile experience. It really depends on how you like to read. Do you prefer ebooks or printed books? What are your reasons? […]

Cut $100 or More From Your Food Bill Without Even Trying

We've shared a lot of food budget tips here on Wise Bread, from coupon clipping to getting organics on a budget to finding restaurant discounts. But what if you just don't want to put that much time and effort into money saving techniques? A single person can easily shave $100 off a monthly food budget without breaking a sweat by making some of these easy changes. […]

Best Money Tips: Unconventional Ways to Save on Your Wedding

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on unconventional ways to save on your wedding, furniture buying tips, and giving yourself a pay raise every year. Top 5 Articles Unconventional Ways To Save Money On Your Wedding — Save money on your wedding by not being afraid to think outside the box and enlisting the help of everyone who can help you. […]

Before and after: A $6 ceiling fan makeover

This article is by staff writer April Dykman. Being a homeowner is expensive. Correction: Being a homeowner who wants to tear out and replace everything in the house is expensive. But my home is also my hobby. It’s one of those expenses that falls into the “needs list” (shelter) and the “wants list” (my complete kitchen remodel). […]

25 Easy Ways to Make Someone Happy Today

We live in an "all about me" world these days, and it's easy to get caught up in ourselves without any regard for those around us. Let's change that. Do something for somebody else today that makes them happy — even for a moment. Here are 25 ideas to get you started. In the comments below, add your own ideas on how to bring someone happiness — however big or small. […]

12 Ways to Finally Get That Promotion This Year

Do you ever feel like everyone else but you gets rewarded at work? Your slacker cubicle neighbor pulls a couple of all-nighters, closes a deal, and promptly gets better and bigger accounts to manage. The seemingly average performer down the hall gets pulled away from the drudgery of day-to-day work to head a new branch office. […]

Stupid Tax Return Mistakes That Will Get You Audited

It's tax season, and that means it's time to start tearing your hair out. Maybe you're worried about owing the IRS. Maybe you're worried about an audit. Maybe you're trying to balance one fear against another. Don't. It can lead to stupid mistakes that will get you audited, creating a whole other set of problems — and mounting anxiety. […]