March 10, 2014

Treasure-hunting in your own house?

I’ll be one of the first to admit that I’m a pack rat.  I come from a proud line of pack rats.  Not quite hoarding-level, but that’s just one floor up from where I am. […]

Don’t Let Your Investments Get Spooked by World Events

Over the past few weeks, the world has watched as events have unfolded in the Crimean peninsula. Will Crimea be allowed to secede and join Russia? Will there be a civil war? Will other nations be dragged into the situation? All of this has tumbled right onto the investment pages. […]

How Much is the Obamacare Penalty?

The Affordable Care Act requires most American citizens to have health insurance or health care starting in 2014. Many of those required to have health insurance will owe additional tax if they are not enrolled in a plan. It’s no surprise that many citizens are not happy about being told by the government that they have to spend money. […]

Reader Mailbag: Civil Disobedience in Toddlers

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Personal loan question 2. Everyone else has more money 3. Spice question 4. Child credit question 5. Huge warehouse club bills 6. Miserable at well-paying job 7. Credit card dilemma 8. Cost of living overwhelming me 9. […]

What can you do with a busted smart phone?

Alissa FleckWell, that really depends on your phone’s make and model and how broken we’re talking. Let’s say you trip and drop your smart phone down a flight of stairs or accidentally fling it into a toilet and find that some critical function has been lost. It will no longer text or tweet, or has stopped [...]What can you do with a busted smart phone? […]

15 Fun Nights Out for $5 or Less

After all my fixed expenses are accounted for in my budget, there's not a ton left for the extras. Over the years, I've grown accustomed to entertaining myself on the cheap. And it's easier than you might think to find things to do. It just takes a little research and a lot of creativity, but you can certainly spend $5 (or less) and have an enjoyable time out. You may even learn something new! […]

12 Loyalty Rewards Programs You Didn't Know Existed

We've all heard of reward or loyalty programs for things like airlines, hotels, retailers, and restaurants, but there are also some other lesser-known places where you can rack up points for cash or goods. Check out the programs below, so you don't miss out. (See also: Best Travel Reward Credit Cards) 1. […]

Can you grow your family on a shrinking income?

This article is by staff writer Lisa Aberle. Our two kids came with an almost two-year gestation, similar to an elephant’s gestation, actually. (Here’s where I would make a joke about now our salary feels like peanuts, or something, but I’m not that funny.) Between starting the adoption process and taking custody of the kids, we had much longer than most parents do to prepare. […]

Best Money Tips: Make Your Clothes Last Longer

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on making your clothes last longer, superfoods you can actually afford, and ways to keep your receipts in order. Top 5 Articles 10 Ways to Take Care of Your Clothes and Make Them Last Longer — Make your clothes last longer by being careful with laundering and iron with care. […]

6 Unconventional Ways to Find Your Next Job

Back in the pre-2008, pre-financial-crash world, you could land a job with a mediocre cover letter and decent resume. Not so in today's competitive market. In 2014, you need to be creative to find your dream job. It's still a good idea to use job search sites and take advantage of your personal network, but going a step further will increase your chances of landing a gig you'll love. […]

The 10 Things Everyone Should Be Saving For

If you're an avid reader of Wise Bread, you consume a lot of articles about saving money in the short term and on everyday necessities, but what about saving for the long term? And what should you be saving so much money for? […]

Millionaire Interviews 22

Here's the latest in my series of millionaire interviews, discussions with everyday people who have practical tips and insights into growing and managing wealth. My questions are in bold italics and their responses follow in black. Let's get started... How old are you (and spouse if applicable, plus how long you've been married)? I am 58 and my wife is 56. […]

How to save money on road trips

It is time to plan summer vacations. If you are planning to fly to your destination, now is the best time to start setting up price alerts for the plane tickets and signing up for credit cards if you want to use the miles and perks that come with carrying a particular airline card. With an infant, we don’t relish the thought of flying; so this year we’re looking into a road trip for vacation. […]