April 14, 2014

Drawing the Line

I define “frugality” as meaning “cutting back on the things that aren’t as important to you so that you don’t have to compromise on the things that are important to you.” For example, I don’t particularly value anything about laundry soap except for whether or not it gets my clothes clean, so homemade laundry soap that costs $0.02 a load gets my vote. […]

2017 Tax Day Freebies and Discounts

Tax Day this year is Tuesday, April 18, and you know what? It's going to be a good day. Did you know you can get free stuff from a variety of restaurants and other businesses? Being a Wise Bread reader, you'll probably already have filed your return and pocketed that sweet refund months ago... […]

Reader Mailbag: Spring Rain

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Car loan versus mortgage 2. Childhood identity theft 3. Shopping in Wal-Mart community 4. Tax refund questions 5. Change fonts to save money? 6. Phantom energy? 7. Are CDs worthwhile? 8. “Fuel saver” programs 9. […]

Foreclosure from the tenant’s perspective: Honey’s story

This article is by staff writer Honey Smith. In November, we thought we’d reached the last straw in terms of the condo we have been renting. We’d had numerous problems with our place and our landlord (namely, not fixing things when they broke — major or minor). […]

Do loyal customers really get treated better?

Kristin WongWhether it’s through rewards programs or special invites, companies often tout an appreciation for customer loyalty. Yet, every few months, I find myself challenging my Internet service provider over a “promotional offer” that has expired, which means I’m paying more than new customers. […]

Do You "Want" to Be Happy? Then Here's What You Need to Do.

It's easy to fall into the trap of thinking, "I'll be happy when..." You know, "I'll be happy when I can own my own home," or "I'll be happy when I can buy a new car/afford nicer clothes/replace this cludgy old desktop." Even people who aren't focused on gaining possessions tend to fall into this kind of thinking, only for them it can sound like, "I'll be happy when I get a promotion," or "I'll be […]

A Simple Portfolio of Three Funds

MSN Money lists a simple portfolio of three funds as follows: Some experts are pushing a back-to-basics approach to investing. As drastic as it may sound, they say it's possible -- even at times desirable -- to construct a very well-diversified portfolio using just three low-cost mutual funds or ETFs.Which three funds to use? A classic trio provides exposure to U.S. […]

These At-Home Exercises Will Give You a Gym-Quality Workout for Free

I used to be somewhat of a gym rat. And by that, I mean I used to have a lot more expendable income and free time on my hands. These days, I have to be more creative because these things — time and money — are at a premium. I haven't had a gym membership in a while and fully admit working out at home can be difficult motivation-wise. I still have my struggles. […]

Best Money Tips: Ways to Profit From Your Passions

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some amazing articles on ways to profit from your passions, mistakes online shoppers make, and bad money habits that rob you blind. Top 5 Articles 6 Ways to Profit From Your Passions — Creating and selling your crafts or giving guided tours can help you profit from your passions. […]

12 Extreme Ways to Save Money That Could Work for You

Just about everyone is interested in ways to save money — some of us more than others. For many, pinching pennies is the only way to get through the month and cover the essentials, such as electricity and food. […]

5 Beginning Investor Mistakes I've Made (And You Don't Have To)

There's something I've noticed about a lot of people who write about investing: They're either very rich or they work as investment professionals. Now, I don't think that that makes them unqualified to give advice to those of us who don't have a seven (or eight!) figure net worth, but it does make it a little hard to identify with them. […]

4 Powerful Smartphones That Aren't Overpriced

Smartphones have just about become a necessity in our daily lives. With the big manufacturers releasing a better, faster, more powerful handset nearly every year, consumers shell out a fortune to keep up with the Joneses. The marketing strategists behind tech giants like Apple and Samsung invest heavily to ensure their latest devices are ogled for their sexy design and performance prowess. […]

Parents’ attitudes toward money and kids

As parents, we pick up a fair amount of information from other parents. There’s some good advice, some bad advice, and then there are opinion surveys. Even though I tend to second-guess the way some of the questions are phrased, I like opinion surveys because they are a window into what large numbers of other people are thinking. […]