April 28, 2014

Why savers are a necessary evil for banks and credit unions

The credit union my family belongs to had their annual meeting a couple of weeks ago.  During the question and answer session, one of the members asked that the credit union look for ways to increase the rate of interest earned on savings accounts.  “They’re not paying a whole lot these days,” the member lamented. The board and the management listened and sympathized with her, while they gently re […]

Creating a Problem Where None Exists

Recently, I was in a doctor’s office waiting for an appointment with my youngest son (who had a strange rash that he apparently contracted during a hike in the woods). As he sat at the kid’s table and played with a few toys, I flipped through a magazine. While browsing, I came across a brief article about toothpaste. […]

Reader Mailbag: Children’s Television

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Home purchase question 2. Cheap non-tacky home decor? 3. Gardening for salads? 4. Car repossession question 5. Feeling guilty about spending 6. Replacing magazine subscriptions 7. Big celebration? Or wait? 8. […]

Podcast 174: Zac Bissonnette, Good Advice From Bad People

Today’s guest on the Consumerism Commentary is author Zac Bissonnette. Zac last appeared on the show four years ago, and he’s back today to talk about his new book, Good Advice from Bad People: Selected Wisdom from Murderers, Stock Swindlers, and Lance Armstrong. […]

How I Use Skype to Keep in Touch With Friends and Family

Sponsored by Skype — Use Skype Credit to call mobiles and landlines home and abroad at low rates. “Yes! I got him,” yells Tom. “He was just about to shoot you.”   “Keep it down?” I replied. “I’m on a call with our partners in Europe.” This is how it goes in our house. Tom plays shoot ‘em up games with friends almost every morning. Skype is their secret weapon. […]

Book review: “Eventual Millionaire”

This article is by staff writer Honey Smith. There are many personal finance books and tools out there that are useful to people in all stages of personal finance. I have a lot to learn before reaching financial independence, and the editorial elves thought it would be helpful if I shared some of what I learn with you. […]

Turn tantalizing foreign cuisine into budget meals

Cliff ONeill“Well, if I’m going to cook an authentic Argentinian meal, I’m going to have to buy grass-fed beef,” I said to myself. […]

The New Best Reason to Sign up for Amazon Prime: HBO Shows!

Amazon Prime and HBO are now bosom buddies, and that means even greater benefits for Prime members. Starting May 21st, all Amazon Prime members will have access to free unlimited streaming of a wide variety of HBO shows, movies, and series. Get excited! […]

9 Fun and Easy Ways to Add Years to Your Life

Life is one of those good things that you can never have too much of. If you're anxious about your own mortality, you're not alone. But there are also some things, short of freezing your head, that you can do to stick around longer. Living longer doesn't have to be about sacrifice and spending hours on the treadmill. In fact, you can extend the length of your life while improving its quality. […]

You're Washing Your Clothes Too Often! (What to Do Instead)

When I was in middle school, I remember girls being horrified at the thought of wearing the same pair of jeans twice in a single week. Even worse, if your jeans hadn't been washed after just one wear, you obviously didn't have good hygiene habits. There are certainly times when I wish I was still a kid, but with regard to those ways of thinking — I'm so happy to have evolved. […]

Do You Rebalance These Days?

Here's a piece from CNN Money that asks whether you should rebalance your portfolio or not. […]

Best Money Tips: Sniffing Out the Best Deals on Hotel Rooms

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some amazing articles on sniffing out the best deals on hotel rooms, how being frugal can cost you money, and staying within your budget when buying a house. Top 5 Articles 13 Tips for Sniffing Out the Best Deals on Hotel Rooms — If you want to find the best deals on hotel rooms, utilize coupon books and see what others are paying. […]

5 Surprising Benefits Of: Naps (Including the Best Time to Take Them)

Some people view napping as a sign of laziness, whereas others believe it's an absolute necessity. Personally, I think waking from a good nap is one of the best feelings in the world, especially after a mentally exhausting morning. […]

Your Money Worries Are Holding You Back — Here's What to Do

Does fear hold you back from living a "financially healthy" lifestyle? Often, the money scripts we recite in our heads influence our attitudes toward money and hence, our spending and saving behaviors. Can we "undo" those negative/unhealthy messages? These five strategies can help steer you on the path to financial peace. (See also: 9 Ways to Conquer Any Fear) 1. […]

9 Ways to Make Job Recruiters Come to You

If you want a headhunter to notice you, it follows that you have to be noticeable. You have to be the one that everybody is talking about. (See also: How to Get Your LinkedIn Profile Noticed) Fortune smiles on those who work hard, but to get noticed by a headhunter, it takes a bit of positioning. Here are a few suggestions that could help. 1. […]

Learning to live with risk

The stock market has had some rocky sessions lately, but we should be used to that. The 21st century has already dished out two major bear markets in stocks, not to mention what has happened to real estate, oil futures, and gold at various times in the 2000s. We are having to learn to live with risk. That is not natural for me. I am not a risk-taker by nature. […]